457 Center St, Franklin, IN 46131 Property Records

Johnson County property record for 457 Center St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1985
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,768 (Sep 2024)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51002320030/00`

Property Details

APN / Parcel Number

Primary APN	`51002320030/00`
Alternative APNs	`41-08-23-013-027.000-009` `00001092951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001092951
Street Address	457 CENTER ST
City	FRANKLIN
State	IN
Zip	46131-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN TRAUB'S SUB LOT 24 MP FRANKLIN COMMUNI
Legal Subdivision	JOHN TRAUBS SUB
Legal Lot Number	24
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4028
Census Tract	611000

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 CENTER ST, FRANKLIN, IN 46131-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORP
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS BANK
Oct 5, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	202415248
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	457 CENTER ST, FRANKLIN, IN 46131-2203
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025022429
Date	Nov 5, 2025
Instrument	2025-022429

Lender

Name	PHH MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	457 CENTER ST, FRANKLIN, IN 46131-2203
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020018054
Date	Jul 14, 2020
Instrument	2020-018054

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 25, 2018
Property Address	457 CENTER ST, FRANKLIN, IN 46131-2203
Document Number	2018021516
Map Reference	PB2 PG47
Instrument Date	Sep 20, 2018
Instrument	2018-021516
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 CENTER ST, FRANKLIN, IN 46131-2203

Mortgage

Document Number	2018021517
Date	Sep 25, 2018
Instrument	2018-021517

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 5, 2017
Property Address	457 CENTER ST, FRANKLIN, IN 46131-2203
Document Number	2017023342
Map Reference	PB 2 PG 47
Instrument Date	Oct 5, 2017
Instrument	2017-023342
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 FAIRWAY LAKES DR, FRANKLIN, IN 46131-8319

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (+19.02%) Homeowner's exemption	$218,700 (+44.83%) Land $23,700 Building $195,000	$218,700 (+44.83%) Land $23,700 Building $195,000
2024	$1,851.00 (+11.71%)
2023	$1,657.00 (+3.95%) Homeowner's exemption	$151,000 (+5.08%) Land $23,700 Building $127,300	$151,000 (+5.08%) Land $23,700 Building $127,300
2022	$1,594.00 Homeowner's exemption	$143,700 Land $23,700 Building $120,000	$143,700 Land $23,700 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1993–2017)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: JC Fiber, Verizon.

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