Brevard County property record for 457 Bluff Dr, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,841 sqft · built 1988 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Dec 2024) |
| Tax Bill | $2,962 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-71 |
| Primary APN | 27-37-27-51-*-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| Gross Area | 3,783 sqft |
| 1st Floor Area | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 98 ft deep x 87.2 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 366 sqft |
| Patio Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2728261 |
|---|---|
| Street Address | 457 BLUFF DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOT 71 & PART OF LOT 72 AS DESC IN ORB 10227 PG 2539 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 71 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-51-*-71
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 457 BLUFF DR, MELBOURNE, FL 32901-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Feb 05, 2021 | Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Prior Sale | Feb 05, 2021 · Amount on Record |
| Deed Document Number | 2024253362 |
| Deed Book / Page | 10227 / 2539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 457 BLUFF DR, MELBOURNE, FL 32901-1313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 457 BLUFF DR, MELBOURNE, FL 32901-1313 |
| Document Number | 0097061970 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 9706/1970 |
| Instrument | 2023018753 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 02, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 05, 2021 |
| Property Address | 457 BLUFF DR, MELBOURNE, FL 32901-1313 |
| Document Number | 0090050920 |
| Book / Page | 9005 / 920 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021028361 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,572.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3193 BALBOA PL, 3193, MELBOURNE, FL 32940-2807 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 110816, PALM BAY, FL 32911-0816 |
| Document Number | 0009005922 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 9005/922 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,000 (+2.7%) | $325,790 (-13.5%) | |
| 2025 | $2,962.00 (+2,592.73%) Homeowner's exemption | $202,540 (-35.2%) | $376,620 (+6.13%) Land $100,800 Building $275,820 |
| 2023 | $110.00 (+3.77%) Disabled Person's exemption Veteran's exemption | $312,570 (+3%) | $354,860 (+16.93%) Land $88,690 Building $266,170 |
| 2022 | $106.00 Disabled Person's exemption Veteran's exemption | $303,470 Land $76,020 Building $227,450 | $303,470 Land $76,020 Building $227,450 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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