457 3rd St, Laguna Beach, CA 92651 Property Records

Orange County property record for 457 3rd St, Laguna Beach, CA 92651

Property Summary

Property Type	Multi-Family Dwellings
Details	829 sqft · built 1924
Lot Size	0.036 acres (1,585 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,276 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641-265-21`

Property Details

APN / Parcel Number

Primary APN	`641-265-21`

Interior

Units	2 Units
Stories	2 Stories
Building Area	829 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Multi-Family
Lot Area	1,585 sqft (0.036 acres)
Garage Type	Attached
Garage Area	216 sqft

Location & Zoning

Street Address	457 3RD ST
City	LAGUNA BEACH
State	CA
Zip	92651-2327
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A TR BROCKS RESUB BLK F LOT 38 BROCKS RESUB LOT 38 BLK F POR OF LOT AS DESC IN
Legal Subdivision	ROGERS ADDITION
Legal Tract	144
Legal Block	F
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1015
Census Tract	62605

Owner

457 3rd St, a residential property, is owner-occupied and held in a trust since July 1994.

Source: Orange County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 40, LAGUNA BEACH, CA 92652-0040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 12, 1994
Transfer Doc	0000545170
Record Updated	Oct 29, 2026

December 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Dec 12, 2019
Property Address	457 3RD ST, LAGUNA BEACH, CA 92651-2327
Document Number	0000520376
Instrument Date	Nov 14, 2019
Instrument	520376
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FNC TITLE/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	457-459 3RD ST LAGUNA BEACH CA 926512327, LAGUNA BEACH, CA 92651-2327

Mortgage

Document Number	520377
Date	Dec 12, 2019
Instrument	520377

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.82%

Mortgage

Document Number	520378,
Date	Dec 12, 2019
Instrument	520378

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.82%

Tax Assessment & Valuation

The 2025 property tax bill for 457 3rd St was $6,276 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,898 (+2%) Land $498,692 Building $33,206
2025	$6,276.00 Homeowner's exemption	$521,469 Land $488,914 Building $32,555
2023	$6,270.00 (+2.96%) Homeowner's exemption	$501,221 Land $469,929 Building $31,292
2022	$6,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 457 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	52 (1978–2025)
Claims Outside the SFHA	8 of 52
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 8 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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