457 1st St, Eclectic, AL 36024 Property Records

Elmore County property record for 457 1st St, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1986
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$791,500 (Nov 2024)
Tax Bill	$2,030 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-09-0-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-09-0-002-007.000`
Alternative APN	`420220`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Basement
Garage Area	720 sqft

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	496 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	457 1ST ST
City	ECLECTIC
State	AL
Zip	36024-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT L-17 LITTLE KOWALIGA CREEK ADD SD #2 9/71
Legal Range	20E
Legal Township	20N
Legal Section	09
Legal Subdivision	LITTLE KOWALIGA CREEK ADD
Legal Lot Number	L-17
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2049
Census Tract	30300

Owner

457 1st St is owned and occupied by two individuals who bought it in November 2024.

Source: Elmore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 1ST ST, ECLECTIC, AL 36024-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage METHOD MORTGAGE LLC
Nov 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY BANK OF CENTRAL ALA
Jul 10, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Jul 10, 2014 · Amount on File
Deed Book / Page	2024 / 57520
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	457 1ST ST, ECLECTIC, AL 36024-2806
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/32374
Date	May 22, 2020
Book Page	2020/32374

Lender

Name	METHOD MORTGAGE LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 6, 2024
Property Address	457 1ST ST, ECLECTIC, AL 36024-2806
Document Number	2024/57520
Book / Page	2024 / 57520
Map Reference	MB 9 PG 71A-71C
Instrument Date	Nov 4, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 1ST ST, ECLECTIC, AL 36024-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	457 1ST ST, ECLECTIC, AL 36024-2806

Mortgage

Document Number	0202457522
Date	Nov 6, 2024
Instrument	2024/57522

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 10, 2014
Property Address	457 1ST ST, ECLECTIC, AL 36024-2806
Document Number	2014/26852
Book / Page	2014 / 26852
Instrument Date	Jun 5, 2014
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2990 SMYER RD, VESTAVIA HILLS, AL 35216-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 S COVE DR, BIRMINGHAM, AL 35213-3839

Tax Assessment & Valuation

The 2026 property tax bill for 457 1st St was $2,030, up 10.2% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00 (+10.21%)
2025	$1,842.00 (+6.78%)	$71,680 (+6.99%)	$809,250 (+20.81%) Land $384,770 Building $424,480
2024	$1,725.00	$67,000 (-49.99%)	$669,850 (-) Land $384,770 Building $285,080
2023	$1,725.00 (+21.05%)	$133,970 (+21.8%) Land $76,954 Building $57,016	$669,850 (+21.8%) Land $384,770 Building $285,080
2022	$1,425.00	$109,990 Land $74,712 Building $35,278	$549,950 Land $373,560 Building $176,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 457 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 1st St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

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