Lorain County property record for 45680 Telegraph Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 37,462 sqft (0.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,500 (2017) |
| Tax Bill | $2,835.00 (2025) |
| Primary APN | 05-00-048-000-061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,200 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,140 sqft Garage |
| Patio Area | 182 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 216 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 45680 TELEGRAPH RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 04-05-048B -001-00 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-048-000-061
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45680 TELEGRAPH RD, ELYRIA, OH 44035-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| May 15, 2017 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Mar 11, 1999 |
| Deed Doc Number | 2017092036 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 45680 TELEGRAPH RD, ELYRIA, OH 44035-4224 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45680 TELEGRAPH RD, ELYRIA, OH 44035-4224 |
| Document Number | 0000012174 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 2024-0012174 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 24, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 15, 2017 |
| Property Address | 45680 TELEGRAPH RD, ELYRIA, OH 44035-4224 |
| Document Number | 0000629419 |
| Map Reference | DB 720 PG 639 |
| Instrument Date | May 12, 2017 |
| Instrument | 2017-0629419 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45680 TELEGRAPH RD, ELYRIA, OH 44035-4224 |
| Document Number | 0000629420 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017-0629420 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,835.00 | $66,390 (+%) Land $18,880 Building $47,510 | $189,680 (-) Land $53,940 Building $135,740 |
| 2024 | $2,835.00 (-2.41%) | $66,388 (+14.52%) Land $18,879 Building $47,509 | $189,680 (+14.52%) Land $53,940 Building $135,740 |
| 2023 | $2,905.00 (+4.16%) | $57,971 (+%) Land $18,232 Building $39,739 | $165,630 (-) Land $52,090 Building $113,540 |
| 2022 | $2,789.00 | $57,970 Land $18,230 Building $39,740 | |
| 2021 | $165,630 Land $52,090 Building $113,540 |
45680 Telegraph Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 25th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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