4568 Old Guernsey Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4568 Old Guernsey Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,963 sqft · built 1982
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,500 (Jan 2001)
Tax Bill	$923 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-1N-29-3375-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`08-1N-29-3375-00000-0010`
Alternative APN	`N291083375000000010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,019 sqft
1st Floor Area	1,963 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Porch	Finished/Open Porch
Porch Area	112 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4568 OLD GUERNSEY RD
City	MILTON
State	FL
Zip	32571-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RAMBLING OAKS LOT 1 AS DES IN OR 1872 PG 1461 LESS 1/4 MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	08
Legal Subdivision	RAMBLING OAKS
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1006
Census Tract	10708

Owner

Source: Santa Rosa County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4568 OLD GUERNSEY RD, MILTON, FL 32571-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
May 17, 2017	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 8, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2001 · Amount on Record
Deed Sale	Jan 5, 2001 · Amount on Record
Prior Sale	Apr 8, 1998 · Amount on Record
Deed Book / Page	1872 / 1461
Transfer Doc	1608000098
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 17, 2026
Property Address	4568 OLD GUERNSEY RD, MILTON, FL 32571-8615
Document Number	0000030639
Book / Page	4756 / 2056
Instrument Date	May 25, 2026
Instrument	202630639
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 OLD GUERNSEY RD, MILTON, FL 32571-8615

Mortgage

Document Number	0000030639,
Date	Jun 17, 2026
Book Page	4756/2056
Instrument	202630639

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4568 OLD GUERNSEY RD, PACE, FL 32571-8615
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 OLD GUERNSEY RD, PACE, FL 32571-8615

Mortgage

Document Number	0042750676
Date	Apr 25, 2022
Book Page	4275/676
Instrument	202224689

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4568 OLD GUERNSEY RD, PACE, FL 32571-8615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036241444
Date	May 17, 2017
Book Page	3624/1444
Instrument	201719445

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4568 OLD GUERNSEY RD, PACE, FL 32571-8615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040250345
Date	Nov 5, 2020
Book Page	4025/345
Instrument	202058503

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4568 OLD GUERNSEY RD, PACE, FL 32571-8615
Document Number	0038190994
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4568 OLD GUERNSEY RD PACE FL 325718615, PACE, FL 32571-8615

Mortgage

Document Number	0038190994
Date	Apr 12, 2019
Book Page	003819/000994
Instrument	14645

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00 (+3.24%) Homeowner's exemption	$101,848 (+2.9%)	$164,575 (+3.86%) Land $23,000 Building $141,575
2024	$894.00 (+20.97%) Homeowner's exemption	$98,978 (+3%)	$158,456 (-1.3%) Land $20,000 Building $138,456
2023	$739.00 (+3.94%) Homeowner's exemption	$96,095 (+3%)	$160,539 (+6.48%) Land $24,000 Building $136,539
2022	$711.00 Homeowner's exemption	$93,296	$150,766 Land $16,000 Building $134,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1995–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Cox Communications.

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