4568 Meadows Ln, Moorhead, MN 56560 Property Records

Clay County property record for 4568 Meadows Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.226 acres (9,858 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,060 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2019 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`58.613.0210`

Property Details

APN / Parcel Number

Primary APN	`58.613.0210`

Exterior

Lot Area	9,858 sqft (0.226 acres)

Location & Zoning

Street Address	4568 MEADOWS LN
City	MOORHEAD
State	MN
Zip	56560-7096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 001 LOT 021 SUBDIVISIONCD 58613 SUBDIVISIONNAME PRAIRIE MEADOWS 3RD ADD
Legal Range	48
Legal Township	139
Legal Section	28
Legal Subdivision	PRAIRIE MEADOWS 3RD ADD
Legal Block	1
Legal Lot Number	21
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4568 MEADOWS LN, MOORHEAD, MN 56560-7096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Feb 21, 2019	Loan Modification, Mortgage BANKVISTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4568 MEADOWS LN, MOORHEAD, MN 56560-7096
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817562
Date	Jun 25, 2021
Instrument	817562

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	4568 MEADOWS LN, MOORHEAD, MN 56560-7096
Document Number	0000787991
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4568 MEADOWS LN MOORHEAD MN 565607096, MOORHEAD, MN 56560-7096

Mortgage

Document Number	0000787991
Date	Mar 22, 2019
Instrument	787991

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Term	60 Months
Due	Mar 21, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,060.00 (+12.89%) Homeowner's exemption	$323,700 (+2.18%) Land $44,500 Building $279,200	$323,700 (+2.18%) Land $44,500 Building $279,200
2025		$316,800 (+13.02%) Land $48,100 Building $268,700	$316,800 (+13.02%) Land $48,100 Building $268,700
2023	$6,254.00 Homeowner's exemption	$280,300 Land $44,600 Building $235,700	$280,300 Land $44,600 Building $235,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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