45666 Lake Dr, Decatur, MI 49045 Property Records

Van Buren County property record for 45666 Lake Dr, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1955
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Sep 2016)
Tax Bill	$6,334 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-08-050-047-10`

Property Details

APN / Parcel Number

Primary APN	`80-08-050-047-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,330 sqft Living Area
1st Floor Area	690 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	141 ft deep x 51 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45666 LAKE DR
City	DECATUR
State	MI
Zip	49045-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	780-799 667-502 474-F3A 19-4-14 LOT 3 BLOCK 5 SUPERVISORS PLAT OF GAERTIG SUB.
Legal Subdivision	GAERTIG
Legal Block	5
Legal Lot Number	3
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1016
Census Tract	11601

Owner

45666 Lake Dr is owned by two individuals who bought it in September 2016.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2862 MEADOW PATH, NEW LENOX, IL 60451-1890
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2016 · Amount on File
Deed Sale	Sep 28, 2016 · Amount on File
Deed Book / Page	1641 / 753
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	45666 LAKE DR, DECATUR, MI 49045-8812
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001715/625
Date	Mar 22, 2021
Book Page	1715/625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	45666 LAKE DR, DECATUR, MI 49045-8812
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WARREN AVE, NEW LENOX, IL 60451-1661

Mortgage

Document Number	001725/306
Date	Sep 3, 2021
Book Page	1725/306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Mar 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	45666 LAKE DR, DECATUR, MI 49045-8812
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WARREN AVE, NEW LENOX, IL 60451-1661

Mortgage

Document Number	001731/709
Date	Jan 12, 2022
Book Page	1731/709

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45666 Lake Dr was $6,334, up 2.8% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,800 (+13.14%)	$647,600 (+13.14%)
2025	$6,334.00 (+2.79%)	$286,200	$572,400
2024	$6,162.00
2023		$178,900	$357,800
2020	$5,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45666 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45666 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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