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45665 Winding Branch Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45665 Winding Branch Ter, Sterling, VA 20166

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 2,208 sqft · built 2013
OwnerIndividual Name on File
Last Sale$510,000 (Mar 2022)
Tax Bill$4,018 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN031-38-4873-011

Property Details

APN / Parcel Number

Primary APN031-38-4873-011
Alternative APN
  • 81 B 2P33-33

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories4 Stories
Building Area2,208 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Garage Area220 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45665 WINDING BRANCH TER
CitySTERLING
StateVA
Zip20166-4226
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR16
Legal DescriptionCASCADES PLACE CONDOMINIUM PH.3 UNIT 3-33 201310110082653/4P
Legal SubdivisionCASCADES PLACE CONDOMINIUM PH.3
Legal Phase3
Legal Block1
Legal Unit3-33
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1017
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45665 WINDING BRANCH TER, STERLING, VA 20166-4226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPOR
Apr 23, 2020Warranty Deed, Transfer · Conventional with PMI
NFM
Dec 18, 2017Warranty Deed, Transfer · Conventional with PMI
POTOMAC MTG GRP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2022 · Amount on File
Deed SaleMar 21, 2022 · Amount on File
Prior SaleApr 23, 2020 · Amount on File
Deed Document Number202216913
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 21, 2022
Property Address45665 WINDING BRANCH TER, STERLING, VA 20166-4226
Document Number0000016913
Instrument DateMar 16, 2022
Instrument202203210016913
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanyVESTA SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45665 WINDING BRANCH TER, STERLING, VA 20166-4226

Mortgage

Document Number0000016914
DateMar 21, 2022
Instrument202203210016914
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPOR
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateApr 23, 2020
Property Address45665 WINDING BRANCH TER, STERLING, VA 20166-4226
Document Number20200423028806
Instrument DateApr 20, 2020
Instrument28806
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45665 WINDING BRANCH TER STERLING VA 201664226, STERLING, VA 20166-4226

Mortgage

Document Number20200423028807
DateApr 23, 2020
Instrument28807
Lender
NameNFM
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 22, 2050
Interest
Rate TypeFixed Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateDec 18, 2017
Property Address45665 WINDING BRANCH TER, STERLING, VA 20166-4226
Document Number20171218077920
Instrument DateDec 15, 2017
Instrument77920
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45665 WINDING BRANCH TER STERLING VA 201664226, STERLING, VA 20166-4226

Mortgage

Document Number20171218077921
DateDec 18, 2017
Instrument77921
Lender
NamePOTOMAC MTG GRP LLC
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,018.00 (+4.55%)$499,190 (+13.65%) Land $150,000 Building $349,190$499,190 (+13.65%) Land $150,000 Building $349,190
2023$3,843.00$439,250 Land $150,000 Building $289,250$439,250 Land $150,000 Building $289,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
T-Mobile
Fixed Wireless		100 / 20

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