45657 Unionvale Rd, Cadiz, OH 43907 Property Records

Harrison County property record for 45657 Unionvale Rd, Cadiz, OH 43907

Property Summary

Property Type	Rural Home
Details	2 ba · 1,041 sqft · built 2000
Lot Size	12.3 acres (538,663 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Jun 2026)
Tax Bill	$874 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-0000318.002`

Property Details

APN / Parcel Number

Primary APN	`13-0000318.002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Shingle
Lot Area	538,663 sqft (12.3 acres)
Lot Depth	613 ft Depth
Shed	1 Shed
Shed Area	200 sqft
Pole Barn	800 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	45657 UNIONVALE RD
City	CADIZ
State	OH
Zip	43907-9723
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R4 T9 S29 SE 12.3660A 45657 UNIONVALE KNWD VOL 181/2978
Legal Range	04W
Legal Township	09N
Legal Section	29
Jurisdiction	HARRISON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1027
Census Tract	976000

Owner

45657 Unionvale Rd, a rural home, is owned and occupied by two individuals who bought it in June 2026.

Source: Harrison County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45657 UNIONVALE RD, CADIZ, OH 43907-9723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage WOODSFIELD SAVINGS BANK
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage WOODSFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	20261898
Deed Book / Page	297 / 1313
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jun 12, 2026
Property Address	45657 UNIONVALE RD, CADIZ, OH 43907-9723
Document Number	0000001898
Book / Page	297 / 1313
Instrument Date	Apr 29, 2026
Instrument	20261898
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45657 UNIONVALE RD, CADIZ, OH 43907-9723

Mortgage

Document Number	0000001896,
Date	Jun 12, 2026
Instrument	20261896

Lender

Name	WOODSFIELD SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000001897,
Date	Jun 12, 2026
Book Page	297/1304
Instrument	20261897

Lender

Name	WOODSFIELD SAVINGS BANK

Agreement

Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jun 12, 2026
Property Address	45657 UNIONVALE RD, CADIZ, OH 43907-9723
Document Number	00297/1313
Book / Page	297 / 1313
Instrument Date	Apr 29, 2026
Instrument	20261898
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45657 UNIONVALE RD, CADIZ, OH 43907-9723

Mortgage

Document Number	0000001896,
Date	Jun 12, 2026
Instrument	20261896

Lender

Name	WOODSFIELD SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Mortgage

Document Number	0000001897,
Date	Jun 12, 2026
Book Page	297/1304
Instrument	20261897

Lender

Name	WOODSFIELD SAVINGS BANK

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 45657 Unionvale Rd was $874.

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Green Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 Additional exemption filed	$24,730 Land $7,620 Building $17,110
2023	$864.00 (+22.03%) Additional exemption filed	$24,770 (+30.64%) Land $7,660 Building $17,110	$94,180 Land $45,290 Building $48,890
2022	$708.00 Homeowner's exemption Additional exemption filed	$18,960 Land $6,660 Building $12,300
2020			$74,310 Land $39,170 Building $35,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45657 Unionvale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45657 Unionvale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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