45656 Lakeside Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 45656 Lakeside Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,525 sqft · built 2004
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,873 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-25-8163-000`

Property Details

APN / Parcel Number

Primary APN	`028-25-8163-000`
Alternative APN	`63 A 2 4`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,525 sqft Living Area
1st Floor Area	912 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Deck Area	Deck Area
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	45656 LAKESIDE DR
City	STERLING
State	VA
Zip	20165-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.2 LOT 4 200603230026172 200304280048459
Legal Subdivision	BROAD RUN FARM
Legal Block	1
Legal Lot Number	4
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1011
Census Tract	611101

Owner

45656 Lakeside Dr is owned and occupied by two individuals.

Source: Loudoun County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45656 LAKESIDE DR, STERLING, VA 20165-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	45656 LAKESIDE DR, STERLING, VA 20165-2521
Document Number	20200925087809
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45656 LAKESIDE DR STERLING VA 201652521, STERLING, VA 20165-2521

Mortgage

Document Number	20200925087809
Date	Sep 25, 2020
Instrument	87809

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45656 Lakeside Dr was $6,873.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,873.00	$853,850 Land $367,000 Building $486,850	$853,850 Land $367,000 Building $486,850
2023	$6,462.00	$738,610 Land $280,500 Building $458,110	$738,610 Land $280,500 Building $458,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45656 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45656 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20