45653 Corte Royal, Temecula, CA 92592 Property Records

Riverside County property record for 45653 Corte Royal, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,224 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Feb 2020)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-221-003`

Property Details

APN / Parcel Number

Primary APN	`962-221-003`
Alternative APN	`950901003`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	3,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45653 CORTE ROYAL
City	TEMECULA
State	CA
Zip	92592-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MB 264/063 TR 23064-3
Legal Subdivision	TRACT NO 23064 3
Legal Tract	23064-3
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2012
Census Tract	43252

Owner

45653 Corte Royal is owned and occupied by two individuals who bought it in February 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION OF SOUTHERN CALIFORNIA
Aug 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION OF SOUTHERN CALIFORNIA
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 19, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	202075770
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	0000322853
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282

Mortgage

Document Number	0000079426
Date	Mar 17, 2026
Instrument	2026-0079426

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282

Mortgage

Document Number	0000242327
Date	Aug 17, 2023
Instrument	2023-0242327

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	ANAHEIM, CA 92808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143653
Date	Mar 5, 2021
Instrument	2021-0143653

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 19, 2020
Property Address	45653 CORTE ROYAL, TEMECULA, CA 92592-1282
Document Number	0000075770
Instrument Date	Jan 17, 2020
Instrument	75770
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NTC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45653 CORTE ROYAL TEMECULA CA 925921282, TEMECULA, CA 92592-1282

Mortgage

Document Number	75771
Date	Feb 19, 2020
Instrument	75771

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45653 Corte Royal was $8,756, up 1.6% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,684 (+2%) Land $167,325 Building $457,359
2025	$8,756.00 (+1.62%)	$612,437 Land $164,045 Building $448,392
2024	$8,616.00 (+1.08%)
2023	$8,524.00 (+2.21%)	$588,657 Land $157,676 Building $430,981
2022	$8,340.00
2021			$698,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45653 Corte Royal in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45653 Corte Royal is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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