4565 Wayside Ct, Oswego, IL 60543 Property Records

Kendall County property record for 4565 Wayside Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,678 sqft · built 1997
Lot Size1.1 acres (47,917 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Jun 2011)
Tax Bill$11,036 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-32-133-007

Property Details

APN / Parcel Number

Primary APN03-32-133-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,678 sqft Living Area
Gross Area4,541 sqft
1st Floor Area2,678 sqft
Basement Area1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area47,917 sqft
Garage TypeAttached
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4565 WAYSIDE CT
CityOSWEGO
StateIL
Zip60543-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 OLD RESERVE HILLS UNIT 1
Legal SubdivisionOLD RESERVE HILLS
Legal Lot Number20
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2040
Census Tract890108

Owner

4565 Wayside Ct is owned and occupied by two individuals who acquired it in July 2024.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4565 WAYSIDE CT, OSWEGO, IL 60543-8000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2011 · Amount on File
Deed SaleJun 2, 2011 · Amount on File
Prior SaleAug 19, 2010
Deed Document Number20119005
Last Transfer DateJul 1, 2024
Transfer Doc0000007421
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address4565 WAYSIDE CT, OSWEGO, IL 60543-8000
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003351
DateFeb 8, 2021
Instrument202100003351
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,884 Land $32,634 Building $114,250$440,652 Land $97,902 Building $342,750
2024$11,036.00
2022$121,293 Land $26,949 Building $94,344$363,879 Land $80,847 Building $283,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4565 Wayside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Wayside Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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