4565 Then Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 4565 Then Rd, Bernard, IA 52032

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,500 sqft · built 1979
Lot Size	14.4 acres (630,749 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,690 (2025)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-11-200-011`

Property Details

APN / Parcel Number

Primary APN	`19-11-200-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	700 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	630,749 sqft (14.4 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4565 THEN RD
City	BERNARD
State	IA
Zip	52032-9724
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	LOT 2 SE NE - SEC 11 T87N R1W;
Legal Range	01W
Legal Township	87N
Legal Section	11
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	3
Census Block	3057
Census Tract	10300

Owner

Source: Dubuque County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	280 ANGELA JEAN CIR, PEOSTA, IA 52068-9726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2026
Transfer Doc	0000004891
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 11, 2026
Property Address	4565 THEN RD, BERNARD, IA 52032-9724
Document Number	0000004891
Instrument Date	May 11, 2026
Instrument	20264891
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	280 ANGELA JEAN CIR, PEOSTA, IA 52068-9726

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 Homeowner's exemption	$285,881 (+12.32%) Land $31,481 Building $254,400	$285,881 (+12.32%) Land $31,481 Building $254,400
2024	$2,690.00 (+11.71%)
2023		$254,530 (+29.05%) Land $24,630 Building $229,900	$254,530 (+29.05%) Land $24,630 Building $229,900
2022	$2,408.00 Homeowner's exemption Additional exemption filed	$197,230 Land $19,570 Building $177,660
2021			$197,230 Land $19,570 Building $177,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Then Rd

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