Monroe County property record for 4565 Section Rd, Ottawa Lake, MI 49267
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 2005 |
| Lot Size | 0.903 acres (39,335 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,919 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-036-030-00 |
| Primary APN | 15-036-030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Basement Area | 1,643 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,335 sqft (0.903 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4565 SECTION RD |
|---|---|
| City | OTTAWA LAKE |
| State | MI |
| Zip | 49267-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1046-199 TO 201 1160-380 TO 382 1282-394 SEC 36 T8S R6E .903 AC COM AT NE COR OF SW 1/4 OF SEC 36 TH N 89 DEG 59' 55" W 160 |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 36 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | WHITEFORD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 833000 |
4565 Section Rd is owned and occupied by an individual who acquired it in January 2016.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4565 SECTION RD, OTTAWA LAKE, MI 49267-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2016 |
| Transfer Doc | 0000001236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 4565 SECTION RD, OTTAWA LAKE, MI 49267-9602 |
| Document Number | 0000013136 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202613136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4565 SECTION RD, OTTAWA LAKE, MI 49267-9602 |
| Document Number | 0000013136, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202613136 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4565 SECTION RD, OTTAWA LAKE, MI 49267-9602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4565 SECTION RD, OTTAWA LAKE, MI 49267-9602 |
| Document Number | 0000017331 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020R17331 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jun 1, 2030 |
The 2025 property tax bill for 4565 Section Rd was $2,919 with a homeowner's exemption, down 0.8% from the year before.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Whiteford Township |
| Unified School District | Whiteford Agricultural School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 Land $150,000 | $300,000 Land $300,000 | |
| 2025 | $2,919.00 (-0.85%) Homeowner's exemption | ||
| 2024 | $2,944.00 (+10.55%) | ||
| 2023 | $2,663.00 Homeowner's exemption | $115,300 | $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4565 Section Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4565 Section Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD MEADOWS private · serves 156 people · EPA ID MI0006435 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Mercury Fiber.
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