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4565 Saint Stephens Rd, Eight Mile, AL 36613 Property Records

Mobile County property record for 4565 Saint Stephens Rd, Eight Mile, AL 36613

Property Summary

Property TypeBank, Financial Building
Details1.5 ba · 2,100 sqft · built 1973
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Oct 2022)
Tax Bill$4,197 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APNR022306244000049

Property Details

APN / Parcel Number

Primary APNR022306244000049
Alternative APNs
  • 23 06 24 4 000 049.XXX
  • 01492352
  • 1492352

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Units5 Units
Stories1 Story
Building Area2,100 sqft Living Area
1st Floor Area2,100 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area9,975 sqft (0.229 acres)
Canopy1,070 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1492352
Street Address4565 SAINT STEPHENS RD
CityEIGHT MILE
StateAL
Zip36613-3563
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionBEG AT SE COR OF FRACT SEC 24 T3S R2W RUN TH N 12 DEG 41 MIN 27 E ALG E/L SD SEC 24 DIS 263.43 FT TO SW R/W OF US HWY 45 TH N
Legal Range03S
Legal Township03S
Legal Section24
Legal SubdivisionOFFICEBANK SITE
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1017
Census Tract6103

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1032 S 4TH AVE, ARCADIA, CA 91006-4218
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Deed Document Number202266685
Prior Transfer DateOct 17, 2022
Prior Transfer Doc0000066650
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 18, 2022
Property Address4565 SAINT STEPHENS RD, EIGHT MILE, AL 36613-3563
Document Number0000066685
Instrument DateOct 14, 2022
Instrument2022066685
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySURETY LAND TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1621 WORIDGE PL, 1621, VESTAVIA, AL 35216

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1032 S 4TH AVE, ARCADIA, CA 91006-4218

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityPrichard City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,197.00 (+1.21%)$67,440 (-) Land $2,400 Building $65,040$337,200 (-) Land $12,000 Building $325,200
2024$4,147.00 (+28.71%)$67,440 (+28.7%) Land $2,400 Building $65,040$337,200 (+28.7%) Land $12,000 Building $325,200
2023$3,222.00$52,400 Land $2,300 Building $50,100$262,000 Land $11,500 Building $250,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (1979–2020)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRICHARD WATER WORKS BOARD
serves 29,190 people · EPA ID AL0001015
Water SourcePurchased surface water from CITY OF MOBILE, BD. OF W&S COMM. OF THE
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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