4565 S Beach Ln, Dubuque, IA 52003 Property Records

Dubuque County property record for 4565 S Beach Ln, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 704 sqft · built 1950
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Tax Bill	$1,750 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-14-376-016`

Property Details

APN / Parcel Number

Primary APN	`16-14-376-016`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	58 ft deep x 26 ft wide
Garage Type	Mixed
Garage Area	636 sqft
Carport	Carport
Carport Area	180 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	305 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4565 S BEACH LN
City	DUBUQUE
State	IA
Zip	52003-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-2-2-1-1 WOMBACHER PL, VALENTINE A;
Legal Subdivision	WOMBACHERS PL
Legal Lot Number	1,2 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	MOSALEM
Census Block Group	1
Census Block	1002
Census Tract	10105

Owner

4565 S Beach Ln is owned and occupied by an individual.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	4565 S BEACH LN, DUBUQUE, IA 52003-9388
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	May 14, 2026
Property Address	4565 S BEACH LN, DUBUQUE, IA 52003-9388
Document Number	0000005084
Instrument Date	May 14, 2026
Instrument	20265084
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 S BEACH LN, DUBUQUE, IA 52003-9388

Mortgage

Document Number	0000005084,
Date	May 14, 2026
Instrument	20265084

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4565 S BEACH LN, DUBUQUE, IA 52003-9388
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001275
Date	Jan 22, 2021
Instrument	2021-00001275

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,400 Land $40,700 Building $137,700	$178,400 Land $40,700 Building $137,700
2024	$1,750.00
2023		$173,600 (+32.6%) Land $38,700 Building $134,900	$173,600 Land $38,700 Building $134,900
2022	$1,726.00 Homeowner's exemption	$130,920 Land $29,800 Building $101,120
2021			$130,920 Land $29,800 Building $101,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 S Beach Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 S Beach Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Comelec Internet Services Fixed Wireless	250 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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