4565 Reflection Cv, Vestavia (Birmingham), AL 35242 Property Records

Jefferson County property record for 4565 Reflection Cv, Vestavia, AL 35242

Property Summary

Property Type	Single Family Home
Details	3,010 sqft · built 2021
Owner	Individual Name on File
Last Sale	$585,720 (May 2020)
Tax Bill	$8,708 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-00-04-3-000-124.000`

Property Details

APN / Parcel Number

Primary APN	`27-00-04-3-000-124.000`
Alternative APN	`447417`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,010 sqft Living Area
Gross Area	13,916 sqft
Upper Floors Area	1,940 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	447417
Street Address	4565 REFLECTION CV
City	VESTAVIA
State	AL
Zip	35242-2297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LOT 1090 AMENDED MAP OF THE OVERLOOK PLAT BOOK 246 PAGE 72
Legal Range	01W
Legal Township	18S
Legal Section	04
Legal Subdivision	OVERLOOK AMENDED MAP
Legal Lot Number	1090
Jurisdiction	JEFFERSON AL
Township / Civil Division	LEEDS
Census Block Group	3
Census Block	3004
Census Tract	12703

Owner

4565 Reflection Cv is owned and occupied by an individual who bought it in May 2020.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4565 REFLECTION CV, VESTAVIA, AL 35242-2297
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed, Transfer REGIONS BANK
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	2020054836
Record Updated	Jun 8, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON AL
Recording Date	May 29, 2020
Property Address	4565 REFLECTION CV, VESTAVIA, AL 35242-2297
Document Number	0000054836
Instrument Date	May 27, 2020
Instrument	2020054836
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 REFLECTION CV, VESTAVIA, AL 35242-2297

Mortgage

Document Number	0000054837
Date	May 29, 2020
Instrument	2020054837

Lender

Name	REGIONS BANK

Agreement

Amount	Amount on Record
Term	308 Months
Due	Jan 1, 2046

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 7, 2019
Property Address	4565 REFLECTION CV, VESTAVIA, AL 35242-2297
Document Number	0000055751
Instrument Date	Jun 4, 2019
Instrument	55751
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,000.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3110 TIMBERLAKE RD VESTAVIA AL 35243, VESTAVIA, AL 35243
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Reflection Cv was $8,708 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Vestavia Hills City
Unified School District	Vestavia Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,708.00 Homeowner's exemption	$94,620	$946,100 Land $152,000 Building $794,100
2023		$76,320 Land $15,202 Building $61,118	$763,100 Land $152,000 Building $611,100
2022	$6,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4565 Reflection Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Reflection Cv is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflection Cv

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