4565 Natures Ln, Dubuque, IA 52003 Property Records

Dubuque County property record for 4565 Natures Ln, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	1 ba · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-14-376-011`

Property Details

APN / Parcel Number

Primary APN	`16-14-376-011`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	1,872 sqft
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4565 NATURES LN
City	DUBUQUE
State	IA
Zip	52003-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 1-1-1-2-1 WOMBACHER PL, VALENTINE A;
Legal Range	03E
Legal Township	88N
Legal Section	14
Legal Subdivision	WOMBACHERS PL
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	MOSALEM
Census Block Group	1
Census Block	1002
Census Tract	10105

Owner

4565 Natures Ln is owned and occupied by two individuals who acquired it in April 2026.

Source: Dubuque County records, as of May 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE COMMUNITY CREDIT UNION
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 16, 2017	Deed of Trust, Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2026
Transfer Doc	0000004319
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 29, 2026
Property Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Document Number	0000004319
Instrument Date	Apr 6, 2026
Instrument	20264319
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4565 NATURES LN, DUBUQUE, IA 52003-9392

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001556
Date	Feb 28, 2024
Instrument	202400001556

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003198
Date	Mar 17, 2020
Instrument	2020-00003198

Lender

Name	DUPAGE COMMUNITY CREDIT UNION
Type	Non-Lending Institution
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007396
Date	Jul 2, 2018
Instrument	2018-00007396

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	4565 NATURES LN, DUBUQUE, IA 52003-9392
Document Number	0000010365
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4565 NATURES LN DUBUQUE IA 520039392, DUBUQUE, IA 52003-9392

Mortgage

Document Number	0000010365
Date	Aug 21, 2017
Instrument	10365

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	2196 HOLLIDAY DR, DUBUQUE, IA 52002-0482

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Natures Ln was $1,162.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00	$97,600 Land $3,900 Building $93,700	$97,600 Land $3,900 Building $93,700
2024	$1,162.00
2023		$99,300 (+41.55%) Land $3,700 Building $95,600	$99,300 Land $3,700 Building $95,600
2022	$992.00	$70,150 Land $3,080 Building $67,070
2021			$70,150 Land $3,080 Building $67,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 Natures Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Natures Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Comelec Internet Services Fixed Wireless	250 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Natures Ln

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