4565 Moss Bend, New Bern, NC 28562 Property Records

Craven County property record for 4565 Moss Bend, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,201 sqft · built 2015
Lot Size	1.72 acres (75,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2013)
Tax Bill	$5,646 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-104-7-018`

Property Details

APN / Parcel Number

Primary APN	`7-104-7-018`
Alternative APN	`97311`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,201 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	75,228 sqft (1.72 acres)
Lot Dimensions	183 ft deep x 115 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	97311
Street Address	4565 MOSS BND
City	NEW BERN
State	NC
Zip	28562-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 CAROLINA COLOURS-CELADON
Legal Subdivision	CAROLINA COLOURS
Legal Lot Number	18
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3020
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4565 MOSS BND, NEW BERN, NC 28562-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on Record
Deed Sale	May 10, 2013 · Amount on Record
Prior Sale	Nov 8, 2005 · Amount on Record
Deed Book / Page	3193 / 836
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4565 MOSS BND, NEW BERN, NC 28562-9760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03507/0725
Date	Jul 12, 2017
Book Page	3507/0725

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4565 MOSS BND, NEW BERN, NC 28562-9760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03502/0040
Date	May 22, 2017
Book Page	3502/0040

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,646.00 (+3.56%)	$761,210 (+18.1%) Land $120,680 Building $640,530	$761,210 (+18.1%) Land $120,680 Building $640,530
2025	$5,452.00 (+1.41%)	$644,560 (-) Land $120,680 Building $523,880	$644,560 (-) Land $120,680 Building $523,880
2023	$5,376.00 (+3.88%)	$644,560 (+31.31%) Land $120,680 Building $523,880	$644,560 (+31.31%) Land $120,680 Building $523,880
2022	$5,175.00	$490,860 Land $92,180 Building $398,680
2018			$490,860 Land $92,180 Building $398,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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