4565 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4565 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,922 sqft · built 2010
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2022)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3721-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3721-4`
Alternative APN	`05-2N-23-1200-0000-0860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,922 sqft Heated Area
Gross Area	3,994 sqft
1st Floor Area	1,202 sqft
Upper Floors Area	1,720 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2010
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,998 sqft (0.16 acres)
Garage Type	Finished
Garage Area	550 sqft
Porch	Open Porch
Porch Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4565 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 86
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND ESTATES
Legal Lot Number	86
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1019
Census Tract	20702

Owner

4565 Hermosa Rd is owned and occupied by an individual who bought it in November 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4565 HERMOSA RD, CRESTVIEW, FL 32539-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Document Number	0036501426
Deed Book / Page	3650 / 1426
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 4, 2022
Property Address	4565 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number	0036501426
Book / Page	3650 / 1426
Map Reference	MB 23 PG 100
Instrument Date	Nov 4, 2022
Instrument	3589431
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 GRANT 17, 580, SHERIDAN, AR 72150-6482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 HERMOSA RD, CRESTVIEW, FL 32539-6731

Mortgage

Document Number	0036501430
Date	Nov 4, 2022
Instrument	3650/1430

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Hermosa Rd was $3,117 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 Homeowner's exemption	$350,736	$370,423 Land $47,080 Building $323,343
2023	$2,950.00 (-15.18%) Homeowner's exemption	$330,923 (-11.25%)	$401,188 (+7.6%) Land $40,000 Building $361,188
2022	$3,478.00	$372,855 Land $34,078 Building $338,777	$372,855 Land $34,078 Building $338,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Hermosa Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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