4565 Harding Hwy, Lima, OH 45804 Property Records

Allen County property record for 4565 Harding Hwy, Lima, OH 45804 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,035 sqft · built 1980
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2013)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-3500-04-007.001`

Property Details

APN / Parcel Number

Primary APN	`37-3500-04-007.001`
Alternative APN	`H2737350004007001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,035 sqft Living Area
Gross Area	3,519 sqft
1st Floor Area	1,307 sqft
Upper Floors Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	264 sqft
Patio Area	513 sqft
Balcony Area	180 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4565 HARDING HWY
City	LIMA
State	OH
Zip	45804-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4-.09 HWY EASE JOINT TEN RTS 07-03-35
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2040
Census Tract	11301

Owner

Source: Allen County records · APN 37-3500-04-007.001

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4565 HARDING HWY, LIMA, OH 45804-3631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Quit Claim Deed, Transfer PREMIER BK
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Prior Sale	May 23, 1986 · Amount on Record
Deed Document Number	20139791
Deed Book / Page	2013 / 9791
Last Transfer Date	Sep 09, 2020
Transfer Doc	9140011046
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 14, 2020
Property Address	4565 HARDING HWY, LIMA, OH 45804-3631
Document Number	0000011046
Instrument Date	Sep 09, 2020
Instrument	11046
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4565 HARDING HWY LIMA OH 458043631, LIMA, OH 45804-3631

Mortgage

Document Number	11047
Date	Sep 14, 2020
Instrument	11047

Lender

Name	PREMIER BK
Type	Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4565 HARDING HWY, LIMA, OH 45804-3631
Document Number	0000000796
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 HARDING HWY LIMA OH 458043631, LIMA, OH 45804-3631

Mortgage

Document Number	0000000796
Date	Jan 25, 2017
Instrument	796

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (-0.57%)	$108,470 (-) Land $9,630 Building $98,840	$309,900 (-) Land $27,500 Building $282,400
2024	$4,751.00 (+14.73%) Homeowner's exemption	$108,470 (+18%) Land $9,630 Building $98,840	$309,900 (+18.01%) Land $27,500 Building $282,400
2023	$4,141.00 (-1.1%) Homeowner's exemption	$91,920 (-) Land $8,160 Building $83,760
2022	$4,187.00 Homeowner's exemption	$91,920 Land $8,160 Building $83,760
2021			$262,600 Land $23,300 Building $239,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Verizon, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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