4565 Co Rd 4423, Commerce, TX 75428 Property Records

Hunt County property record for 4565 Co Rd 4423, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,134 sqft · built 1967
Lot Size27.1 acres (1,182,654 sqft)
OwnerIndividual Name on File
Tax Bill$904 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0880-0470-0000-30

Property Details

APN / Parcel Number

Primary APN0880-0470-0000-30
Alternative APNs
  • R33733
  • 33733

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,134 sqft Gross Area
1st Floor Area1,674 sqft
Utility Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,182,654 sqft (27.1 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area380 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4565 COUNTY ROAD 4423
CityCOMMERCE
StateTX
Zip75428-6717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0880 RUSK CO. SCHOOL LAND,TRACT 47, ACRES 27.15
Legal SubdivisionRUSK CO. SCHOOL LAND
Legal Tract47
Legal Block1
Legal Lot Number47
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1055
Census Tract960100

Owner

4565 Co Rd 4423 is owned and occupied by an individual.

Source: Hunt County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 591, COMMERCE, TX 75429-0591
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address4565 COUNTY ROAD 4423, COMMERCE, TX 75428-6717
Document Number0000018930
Instrument DateDec 6, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4565 COUNTY ROAD 4423 COMMERCE TX 754286717, COMMERCE, TX 75428-6717

Mortgage

Document Number0000018930
DateDec 17, 2019
Instrument18930
Lender
NameCYPRESS BK SSB
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Co Rd 4423 was $904 with exemptions applied, down 38.2% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$904.00 (-38.21%) Homeowner's exemption Senior Citizen's exemption$167,389$492,700 Land $333,540 Building $159,160
2024$1,463.00
2023$182,450 Land $13,000 Building $169,450$442,850 Land $273,400 Building $169,450
2022$2,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 Co Rd 4423 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Co Rd 4423 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
Rise Broadband
Fixed Wireless
25 / 5

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on Co Rd 4423

Nearby Streets

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