4565 Bay Rd, Theodore, AL 36582 Property Records

Mobile County property record for 4565 Bay Rd, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2001
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Oct 2025)
Tax Bill	$824 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R024301021000004002`

Property Details

APN / Parcel Number

Primary APN	`R024301021000004002`
Alternative APNs	`43 01 02 1 000 004.002` `02403401` `2403401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	223,463 sqft (5.13 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2403401
Street Address	4565 BAY RD
City	THEODORE
State	AL
Zip	36582-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 KENNETH HELTON S/D MBK 91/11 #SEC 02 T7S R2W #MP43 01 02 1 000
Legal Range	07S
Legal Township	07S
Legal Section	02
Legal Subdivision	KENNETH HELTON S/D
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2011
Census Tract	7103

Owner

4565 Bay Rd is owned and occupied by an individual who bought it in October 2025.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4565 BAY RD, THEODORE, AL 36582-8466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 14, 2025	Warranty Deed, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT COMPA
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 9, 2019	Correction Deed ATTORNEY ONLY
Jun 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 28, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	202561789
Prior Transfer Date	Jul 2, 2019
Prior Transfer Doc	0000038717
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 BAY RD, THEODORE, AL 36582-8466

Mortgage

Document Number	0000066057
Date	Oct 14, 2022
Instrument	2022066057

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 14, 2025
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Document Number	0000061789
Map Reference	MB 91 PG 11
Instrument Date	Oct 14, 2025
Instrument	2025061789
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14916 COUNTY ROAD 49, WINFIELD, AL 35594-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 BAEL RD, THEODORE, AL 36582

Mortgage

Document Number	0000061790
Date	Oct 14, 2025
Instrument	2025061790

Lender

Name	ADVANCE MORTGAGE & INVESTMENT COMPA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047796
Date	Aug 16, 2019
Instrument	2019047796

Lender

Name	REGIONS BANK
Type	Bank
Address	THEODORE, AL 36582

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 9, 2019
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Document Number	0000038717
Instrument Date	Jul 2, 2019
Instrument	38717
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$156.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4565 BAY RD THEODORE AL 365828466, THEODORE, AL 36582-8466

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 28, 2019
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Document Number	0000036726
Instrument Date	Jun 25, 2019
Instrument	36726
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$157.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4565 BAY RD THEODORE AL 365828466, THEODORE, AL 36582-8466

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 28, 2019
Property Address	4565 BAY RD, THEODORE, AL 36582-8466
Document Number	0000015957
Instrument Date	Mar 25, 2019
Instrument	15957
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 BYRON AVE E MOBILE AL 366092465, MOBILE, AL 36609-2465

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Bay Rd was $824 with a homeowner's exemption, up 2.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00 (+2.87%) Homeowner's exemption	$17,120 (+2.76%) Land $6,590 Building $10,530	$171,200 (+2.76%) Land $65,900 Building $105,300
2024	$801.00 (+9.58%) Homeowner's exemption	$16,660 (+9.61%) Land $6,700 Building $9,960	$166,600 (+9.61%) Land $67,000 Building $99,600
2023	$731.00 Homeowner's exemption	$15,200 Land $5,950 Building $9,250	$152,000 Land $59,500 Building $92,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4565 Bay Rd in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	95 (1979–2023)
Claims Outside the SFHA	33 of 95
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 36 claims Hurricane Georges, Oct 1998 · 20 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Bay Rd is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 99.4% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Xfinity.

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