4565 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4565 55th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,428 sqft · built 2007
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2020)
Tax Bill	$6,882 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-16-00007-0000-00079.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-16-00007-0000-00079.0`
Alternative APN	`45341`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,428 sqft Living Area
1st Floor Area	1,956 sqft
2nd Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	175 ft deep x 57 ft wide
Garage Area	464 sqft
Driveway	Driveway
Driveway Area	578 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	45341
Street Address	4565 55TH ST
City	VERO BEACH
State	FL
Zip	32967-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VEROLAGO PHASE 5 LOT 79 PBI 20-44
Legal Range	39
Legal Township	32
Legal Section	16
Legal Subdivision	VEROLAGO PHASE 5
Legal Phase	5
Legal Lot Number	79
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1005
Census Tract	50811

Owner

4565 55th St is owned and occupied by two individuals who bought it in January 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4565 55TH ST, VERO BEACH, FL 32967-2429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Aug 13, 2007 · Amount on File
Deed Document Number	0032731453
Deed Book / Page	3273 / 1453
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 31, 2020
Property Address	4565 55TH ST, VERO BEACH, FL 32967-2429
Document Number	0032731453
Book / Page	003273 / 001453
Instrument Date	Jan 31, 2020
Instrument	6251
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	41 EVERSDALE CT ST LOUIS MO 631241122, ST LOUIS, MO 63124-1122

Mortgage

Document Number	32731455
Date	Jan 31, 2020
Book Page	003273/001455
Instrument	6252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4565 55th St was $6,882.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,882.00	$501,073	$529,155 Land $46,750 Building $482,405
2023	$6,546.00 (+24.31%)	$497,216 (+17.93%) Land $38,250 Building $458,966	$497,216 (+17.93%) Land $38,250 Building $458,966
2022	$5,266.00	$421,610 Land $38,250 Building $383,360	$421,610 Land $38,250 Building $383,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 55th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20