Riverside County property record for 45645 Elm Pl, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,851 sqft · built 2007 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (May 2018) |
| Tax Bill | $8,984 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 961-360-004 |
| Primary APN | 961-360-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 3,698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45645 ELM PL |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .12 ACRES M/L IN LOT 4 MB 357/011 TR 29798-7 |
| Legal Subdivision | TRACT NO 29798 7 |
| Legal Tract | 29798-7 |
| Legal Lot Number | 4 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 43208 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU |
| May 21, 2018 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Dec 19, 2011 · Amount on Record |
| Deed Document Number | 2018202759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | WESTERN RESOURCES TITLE |
| Name | Verified Name |
|---|---|
| Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Document Number | 0000199214 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023-0199214 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Document Number | 0000563576 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0563576 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 21, 2018 |
| Property Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Document Number | 0000202759 |
| Map Reference | MB 357 PG 11-15 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018-0202759 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45645 ELM PL, TEMECULA, CA 92592-2851 |
| Document Number | 0000202760 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018-0202760 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Number | 0000202761 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018-0202761 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,286 (+2%) Land $174,084 Building $406,202 | ||
| 2025 | $8,984.00 (+1.76%) Homeowner's exemption | $568,909 (+4.04%) Land $170,671 Building $398,238 | |
| 2023 | $8,829.00 (+1.12%) Homeowner's exemption | $546,820 Land $164,045 Building $382,775 | |
| 2022 | $8,731.00 | ||
| 2021 | $569,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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