4564 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 4564 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 840 sqft · built 2019
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Oct 2019)
Tax Bill	$661 (2026)
Deeds & Mortgages	Dec 2019 Loan Modification Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3626-22-4222`

Property Details

APN / Parcel Number

Primary APN	`3626-22-4222`
Alternative APNs	`362600224222` `273682` `75822`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Steel Frame
Lot Area	154,638 sqft (3.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	273682
Street Address	4564 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9577
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-R
Legal Description	#8 LIT RITCHFIELD SUB
Legal Subdivision	LIT RITCHFIELD
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3015
Census Tract	70800

Owner

4564 Ritchie Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4564 RITCHIE RD, LINCOLNTON, NC 28092-9577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Jul 14, 1999 · Amount on File
Deed Document Number	2019599906
Deed Book / Page	2857 / 868
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	4564 RITCHIE RD, LINCOLNTON, NC 28092-9577
Document Number	2875385
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2875385
Date	Jan 13, 2020
Book Page	002875/000385
Instrument	603102

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Interest

Rate	4.75%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 30, 2019
Property Address	4564 RITCHIE RD, LINCOLNTON, NC 28092-9577
Document Number	2857868
Book / Page	002857 / 000868
Instrument Date	Oct 10, 2019
Instrument	599906
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4564 RITCHIE RD LINCOLNTON NC 280929577, LINCOLNTON, NC 28092-9577

Mortgage

Document Number	2857872
Date	Oct 30, 2019
Book Page	002857/000872
Instrument	599907

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4564 Ritchie Rd was $661.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$661.00	$85,566 Land $38,181 Building $47,385	$85,566 Land $38,181 Building $47,385
2023	$623.00 (+17.33%)	$85,566 (+42.75%) Land $38,181 Building $47,385	$85,566 (+42.75%) Land $38,181 Building $47,385
2022	$531.00	$59,941 Land $30,827 Building $29,114	$59,941 Land $30,827 Building $29,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4564 Ritchie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4564 Ritchie Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ritchie Rd

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