4564 Providence Ln, Turlock, CA 95382 Property Records

Stanislaus County property record for 4564 Providence Ln, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,504 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (May 2017)
Tax Bill	$7,321 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-067-030-000`

Property Details

APN / Parcel Number

Primary APN	`071-067-030-000`
Alternative APNs	`0716730000` `0716730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,504 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4564 PROVIDENCE LN
City	TURLOCK
State	CA
Zip	95382-7362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A210UT
Legal Description	TRADITIONS NO. 4 - PHASE 1 (40-M-24) LOT 29
Legal Subdivision	TRADITIONS 04
Legal Block	3
Legal Lot Number	29
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	3
Census Block	3005
Census Tract	3612

Owner

4564 Providence Ln is owned and occupied by two individuals who bought it in May 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4564 PROVIDENCE LN, TURLOCK, CA 95382-7362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNCLE CU
May 19, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Dec 15, 2008 · Amount on File
Deed Document Number	201736475
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0000130885
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4564 PROVIDENCE LN, TURLOCK, CA 95382-7362
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093321
Date	Dec 18, 2017
Instrument	2017-0093321

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4564 PROVIDENCE LN, TURLOCK, CA 95382-7362
Document Number	0000049550
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4564 PROVIDENCE LN TURLOCK CA 953827362, TURLOCK, CA 95382-7362

Mortgage

Document Number	0000049550
Date	Jul 15, 2020
Instrument	49550

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 19, 2017
Property Address	4564 PROVIDENCE LN, TURLOCK, CA 95382-7362
Document Number	0000036475
Map Reference	MAP40 PG24
Instrument Date	May 10, 2017
Instrument	2017-0036475
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4564 PROVIDENCE LN, TURLOCK, CA 95382-7362

Mortgage

Document Number	0000036476
Date	May 19, 2017
Instrument	2017-0036476

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4564 Providence Ln was $7,321, up 4.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,321.00 (+4.45%)	$574,134 (+2%) Land $159,809 Building $414,325
2025	$7,009.00	$562,877 Land $156,676 Building $406,201
2023	$7,098.00 (+1.33%)	$541,022 Land $150,593 Building $390,429
2022	$7,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4564 Providence Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4564 Providence Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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