4564 Pine Spring Dr, Pensacola, FL 32505 Property Records

Escambia County property record for 4564 Pine Spring Dr, Pensacola, FL 32505

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,477 sqft · built 1980
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$205,900 (Oct 2022)
Tax Bill$2,003 (2024)
Deeds & MortgagesOct 2022 Mortgage
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-2S-30-4400-160-003

Property Details

APN / Parcel Number

Primary APN13-2S-30-4400-160-003
Alternative APNs
  • 054090813
  • 54090813

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,477 sqft Adjusted Area
1st Floor Area1,138 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeCathedral/Clerestory
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number54090813
Old Parcel Number054090813
Street Address4564 PINE SPRING DR
CityPENSACOLA
StateFL
Zip32505-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionBEG AT SW COR OF LT 15 BLK C ROYAL HERITAGE UNIT II PB 9 P 24 N 0 DEG 12 MIN 10 SEC E ALG WLY LI OF SD LT 15 & ELY R/W LI OF
Legal Range30W
Legal Township02S
Legal Section13
Legal SubdivisionROYAL HERITAGE UNIT #2
Legal BlockC
Legal Lot Number15
Legal Unit2
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2003
Census Tract3001

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
Oct 18, 2022Warranty Deed, Transfer · FHA Mortgage
SYNOVUS BANK
Jan 3, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleApr 4, 2011 · Amount on Record
Deed Document Number0088761435
Deed Book / Page8876 / 1435
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408

Mortgage

Document Number0088761449
DateOct 18, 2022
Book Page8876/1449
Instrument2022103447
Lender
NameESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
TypeGovernment Agency
AddressPENSACOLA, FL 32502
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 18, 2022
Property Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408
Document Number0088761435
Book / Page8876 / 1435
Map ReferenceMB 9 PG 24
Instrument DateOct 18, 2022
Instrument2022103445
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyALLURE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,441.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9531 CRIMSON POINTE CIR, PENSACOLA, FL 32526-5324

Transferred To (Grantee/Buyer)

NameVerified Name
Address7966 TEMPLETON RD, PENSACOLA, FL 32506-5530

Mortgage

Document Number0088761437
DateOct 18, 2022
Book Page8876/1437
Instrument2022103446
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyINSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080251013
DateJan 3, 2019
Book Page8025/1013
Instrument2019000689
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address4564 PINE SPRING DR, PENSACOLA, FL 32505-3408
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082091474
DateDec 4, 2019
Book Page8209/1474
Instrument2019105873
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189,450 (+5.01%)$189,450 (+5.01%) Land $30,000 Building $159,450
2024$2,003.00 (+1.01%)
2023$1,983.00 (+175.03%) Homeowner's exemption$180,416 (+113.1%)$180,416 (+48.26%) Land $30,000 Building $150,416
2022$721.00 Homeowner's exemption$84,661$121,692 Land $25,000 Building $96,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2014–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimJan 2022 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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