4564 Emerald Way, Antioch, CA 94531 Property Records

Contra Costa County property record for 4564 Emerald Way, Antioch, CA 94531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,478 sqft · built 2002
Lot Size	0.139 acres (6,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Nov 2016)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-720-020-6`

Property Details

APN / Parcel Number

Primary APN	`053-720-020-6`
Alternative APN	`053-720-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
1st Floor Area	1,063 sqft
2nd Floor Area	1,415 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Lot Area	6,063 sqft (0.139 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4564 EMERALD WAY
City	ANTIOCH
State	CA
Zip	94531-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7220 L650
Legal Subdivision	SUBDIVISION 7220
Legal Tract	7220
Legal Lot Number	650
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	302009

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 26, 2018	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016 · Amount on Record
Deed Sale	Nov 9, 2016 · Amount on Record
Prior Sale	Apr 25, 2003 · Amount on Record
Deed Document Number	2016243186
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	0000162108
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398

Mortgage

Document Number	0000078278
Date	Mar 16, 2021
Instrument	2021-078278

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398

Mortgage

Document Number	0000272835
Date	Oct 1, 2021
Instrument	2021-272835

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398
Document Number	0000151821
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4564 EMERALD WAY ANTIOCH CA 945319398, ANTIOCH, CA 94531-9398

Mortgage

Document Number	0000151821
Date	Sep 13, 2019
Instrument	151821

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2044

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4564 EMERALD WAY, ANTIOCH, CA 94531-9398
Document Number	0000049815
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4564 EMERALD WAY ANTIOCH CA 945319398, ANTIOCH, CA 94531-9398

Mortgage

Document Number	0000049815
Date	Mar 30, 2018
Instrument	49815

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,023 (+2%) Land $117,190 Building $391,833
2025	$6,031.00 (+6.03%)	$499,043 (+4.04%) Land $114,893 Building $384,150
2023	$5,688.00 (+1.54%)	$479,667 Land $110,433 Building $369,234
2022	$5,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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