Clermont County property record for 4564 Bells Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,162 sqft · built 1962 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Sep 2008) |
| Tax Bill | $3,887 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-41-13.-003 |
| Primary APN | 41-41-13.-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 414 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4564 BELLS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES BELL; LOT 3 |
| Legal Subdivision | CHARLES BELL |
| Legal Lot Number | 3 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4564 BELLS LN, CINCINNATI, OH 45244-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Oct 14, 2020 | Deed of Trust, Mortgage SUPERIOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2008 · Amount on Record |
| Deed Sale | Sep 9, 2008 · Amount on Record |
| Prior Sale | Oct 1, 1986 · Amount on Record |
| Deed Document Number | 200823223 |
| Deed Book / Page | 2141 / 2156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4564 BELLS LN, CINCINNATI, OH 45244-1947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002013 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 2961/725 |
| Instrument | 202400002013 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | 4230 ELIDA RD, LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 25, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4564 BELLS LN, CINCINNATI, OH 45244-1947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028499 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 2855/1962 |
| Instrument | 202000028499 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Oct 8, 2032 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,887.00 (-48.21%) | $75,460 (-) Land $15,820 Building $59,640 | |
| 2024 | $215,600 (-) Land $45,200 Building $170,400 | ||
| 2023 | $7,505.00 (+135.56%) | $75,460 (+41.1%) Land $15,820 Building $59,640 | $215,600 (+41.1%) Land $45,200 Building $170,400 |
| 2022 | $3,186.00 | $53,480 Land $11,200 Building $42,280 | |
| 2020 | $152,800 Land $32,000 Building $120,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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