45633 Holmes Dr, Canton, MI 48187 Property Records

Wayne County property record for 45633 Holmes Dr, Canton, MI 48187

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,477 sqft · built 1983
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Apr 2024)
Tax Bill	$8,460 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71 033 01 0870 000`

Property Details

APN / Parcel Number

Primary APN	`71 033 01 0870 000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,477 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	127 ft deep x 80.6 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	45633 HOLMES DR
City	CANTON
State	MI
Zip	48187-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	09C870 LOT 870 SUNFLOWER VILLAGE SUB NO 5 T2S R8E L97 P92 TO 94 WCR
Legal Subdivision	SUNFLOWER VILLAGE NO 5
Legal Lot Number	870
Jurisdiction	WAYNE MI
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1017
Census Tract	563500

Owner

45633 Holmes Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45633 HOLMES DR, CANTON, MI 48187-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage STAUNTON FINANCIAL INC
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Feb 17, 1998 · Amount on File
Deed Document Number	2024128179
Deed Book / Page	58802 / 983
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45633 HOLMES DR, CANTON, MI 48187-1614
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45633 HOLMES DR, CANTON, MI 48187-1614

Mortgage

Document Number	0601130113
Date	Mar 4, 2026
Book Page	60113/113
Instrument	2026079704

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 5, 2024
Property Address	45633 HOLMES DR, CANTON, MI 48187-1614
Document Number	0588020983
Book / Page	58802 / 983
Map Reference	LB 97 PG 92-94
Instrument Date	Apr 4, 2024
Instrument	2024128179
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45633 HOLMES DR, CANTON, MI 48187-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45633 HOLMES DR, CANTON, MI 48187-1614

Mortgage

Document Number	0058802985
Date	Apr 5, 2024
Instrument	58802/985

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	45633 HOLMES DR, CANTON, MI 48187-1614
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45745 MORNINGSIDE DR, CANTON, MI 48187-5449

Mortgage

Document Number	0570790058
Date	Sep 30, 2021
Book Page	57079/58
Instrument	2021358789

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 45633 Holmes Dr was $8,460 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Canton Charter Township
Unified School District	Plymouth-Canton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,200 (+6.81%)	$442,400 (+6.81%)
2025	$8,460.00 Homeowner's exemption	$207,100	$414,200
2023		$170,600	$341,200
2019	$5,914.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45633 Holmes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45633 Holmes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANTON TOWNSHIP serves 99,627 people · EPA ID MI0001100
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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