45631 Classic Way, Temecula, CA 92592 Property Records

Riverside County property record for 45631 Classic Way, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,342 sqft · built 1986
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$3,333 (2025)
Deeds & MortgagesApr 2023 Construction Loan
Jan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN922-322-004

Property Details

APN / Parcel Number

Primary APN922-322-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,342 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Construction TypeWood
Roof MaterialTile
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45631 CLASSIC WAY
CityTEMECULA
StateCA
Zip92592-6032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.17 ACRES NET IN LOT 12 MB 135/087 TR 13060-6
Legal SubdivisionTRACT NO 13060 6
Legal Tract13060-6
Legal Lot Number12
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3008
Census Tract43254

Owner

45631 Classic Way, a single family home, is owned by two individuals.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 236, WARNER SPRINGS, CA 92086-0236
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Construction Mortgage
BLUPEAK CU
Jan 13, 2021Deed of Trust, Mortgage · Line of Credit
USE CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45631 CLASSIC WAY, TEMECULA, CA 92592-6032
Transaction TypeMortgage
Record UpdatedApr 19, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address35344 PERALTA DR, WARNER SPRINGS, CA 92086-9720
InvestorPossibly a Property Investor

Mortgage

Document Number0000098926
DateApr 6, 2023
Instrument2023-0098926
Lender
NameBLUPEAK CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45631 CLASSIC WAY, TEMECULA, CA 92592-6032
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024741
DateJan 13, 2021
Instrument2021-0024741
Lender
NameUSE CREDIT UNION
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 8, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 45631 Classic Way was $3,333.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,905 (+2%) Land $79,552 Building $180,353
2025$3,333.00$254,810 Land $77,993 Building $176,817
2023$3,256.00 (+4.93%)$244,916 Land $74,965 Building $169,951
2022$3,103.00
2021$382,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45631 Classic Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45631 Classic Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

May also be available: GeoLinks.

Nearby Properties on Classic Way

Nearby Streets

Search Property Records by Address or Parcel Number