45631 Capistrano St, Indio, CA 92201 Property Records

Riverside County property record for 45631 Capistrano St, Indio, CA 92201

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,218 sqft · built 1984
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$3,182 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN608-223-003

Property Details

APN / Parcel Number

Primary APN608-223-003
Alternative APN
  • 613653003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,218 sqft Living Area
Gross Area2,089 sqft
1st Floor Area1,218 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Construction TypeWood
Roof MaterialTile
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number613653003
Street Address45631 CAPISTRANO ST
CityINDIO
StateCA
Zip92201-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 36 MB 113/089 TR 10186
Legal Tract10186
Legal Lot Number36
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group2
Census Block2013
Census Tract45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45631 CAPISTRANO ST, INDIO, CA 92201-3819
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45631 CAPISTRANO ST, INDIO, CA 92201-3819
Document Number0000247191
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45631 CAPISTRANO ST CHIRIACO SUMMIT CA 922013819, CHIRIACO SUMMIT, CA 92201-3819

Mortgage

Document Number0000247191
DateJun 20, 2017
Instrument247191
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,074 (+2%) Land $30,440 Building $126,634
2025$3,182.00 (+7.54%)$153,995 (+4.04%) Land $29,844 Building $124,151
2023$2,959.00 (+6.82%)$148,017 Land $28,686 Building $119,331
2022$2,770.00
2021$280,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

Nearby Properties on Capistrano St

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