4563 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4563 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1964
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2018)
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-027-00-055-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-00-055-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,568 sqft
Basement Area	528 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	57,064 sqft (1.31 acres)
Terrain	Low
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	20 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4563 S RIDGE RD E
City	GENEVA
State	OH
Zip	44041-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--14 S M
Legal Subdivision	GENEVA SEC 01
Legal Block	4
Legal Lot Number	14
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4003
Census Tract	802

Owner

4563 S Ridge Rd E is owned by an individual who bought it in November 2018.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4653 S RIDGE RD E, GENEVA, OH 44041-7311
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Deed of Trust, Mortgage · Loan Assumption CROSSCOUNTRY MORTGAGE LLC
Feb 23, 2023	Certificate of Transfer, Transfer
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 15, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	Jul 31, 2002 · Amount on File
Deed Document Number	201811218
Deed Book / Page	671 / 700
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4563 S RIDGE RD E, GENEVA, OH 44041-7310
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010826
Date	Dec 9, 2024
Book Page	832/2382
Instrument	2024-00010826

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Loan Assumption
Amount	Amount on Record

February 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Feb 23, 2023
Property Address	4563 S RIDGE RD E, GENEVA, OH 44041-7310
Document Number	0000001625
Book / Page	790 / 1351
Instrument Date	Dec 12, 2022
Instrument	2023-00001625
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4563 S RIDGE RD E, GENEVA, OH 44041-7310

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 1, 2018
Property Address	4563 S RIDGE RD E, GENEVA, OH 44041-7310
Document Number	0000011218
Book / Page	671 / 0700
Instrument Date	Oct 31, 2018
Instrument	201800011218
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011219
Date	Nov 1, 2018
Instrument	201800011219

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ASHTABULA OH
Property Address	4563 S RIDGE RD E, GENEVA, OH 44041-7310
Document Number	0000005945
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4563 S RDG E GENEVA OH 44041, GENEVA, OH 44041

Mortgage

Document Number	0000005945
Date	Jun 20, 2017
Book Page	000638/000828
Instrument	5945

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4563 S Ridge Rd E was $5,446, up 81.7% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,446.00 (+81.72%)	$66,400 (-) Land $7,770 Building $58,630	$189,700 Land $22,200 Building $167,500
2024	$2,997.00 (-6.43%) Homeowner's exemption	$66,400 (-) Land $7,770 Building $58,630
2023	$3,203.00 (+22.02%)	$66,400 (+34.33%) Land $7,770 Building $58,630	$189,700 Land $22,200 Building $167,500
2022	$2,625.00	$49,430 Land $5,990 Building $43,440
2020			$141,200 Land $17,100 Building $124,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4563 S Ridge Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4563 S Ridge Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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