4563 Arago St, Florence, OR 97439 Property Records

Lane County property record for 4563 Arago St, Florence, OR 97439

Property Summary

Property Type	Mobile Home
Details	2 ba · 950 sqft · built 2000
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2022)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-04-43-02705-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-04-43-02705-000`
Alternative APN	`0779148`

Interior

Full Baths	2 Baths
Building Area	950 sqft Finished Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	897 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0779148
Street Address	4563 ARAGO ST
City	FLORENCE
State	OR
Zip	97439-9159
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	HECETA BEACH
Legal Lot Number	2705
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1021
Census Tract	706

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4563 ARAGO ST, FLORENCE, OR 97439-9159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2022-017508
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4563 ARAGO ST, FLORENCE, OR 97439-9159
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038768
Date	Dec 5, 2025
Instrument	2025-038768

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Oct 4, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4563 ARAGO ST, FLORENCE, OR 97439-9159
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035263
Date	Aug 16, 2022
Instrument	2022-035263

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COOS BAY, OR 97420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 18, 2022
Property Address	4563 ARAGO ST, FLORENCE, OR 97439-9159
Document Number	0000017508
Map Reference	MB 7 PG 25
Instrument Date	Apr 15, 2022
Instrument	2022-017508
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4563 ARAGO ST, FLORENCE, OR 97439-9159

Mortgage

Document Number	0000017509
Date	Apr 18, 2022
Instrument	2022-017509

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 7, 2020
Property Address	4563 ARAGO ST, FLORENCE, OR 97439-9159
Document Number	0000043218
Map Reference	MB 7 PG 25
Instrument Date	Aug 3, 2020
Instrument	2020-043218
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4563 ARAGO STRET, FLORENCE, OR 97439-9159

Mortgage

Document Number	0000043219
Date	Aug 7, 2020
Instrument	2020-043219

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (+6.41%)	$120,636 (+6.09%)	$398,892 (+16.98%) Land $134,881 Building $264,011
2023	$1,295.00 (+19.8%)	$113,712 (+19.24%)	$340,979 (+25.47%) Land $117,102 Building $223,877
2022	$1,081.00	$95,364	$271,771 Land $112,997 Building $158,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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