45625 Bear St, Banning, CA 92220 Property Records

Riverside County property record for 45625 Bear St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Apr 2024)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`545-342-001`

Property Details

APN / Parcel Number

Primary APN	`545-342-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,024 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	45625 BEAR ST
City	BANNING
State	CA
Zip	92220-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	.20 ACRES M/L IN LOTS 1 & 2 BLK 62 MB 014/010 RANCHO ENCINO MOUNTAIN CLUB TR 2
Legal Subdivision	RANCHO ENCINO MOUNTAIN CLUB TR 2
Legal Tract	2
Legal Block	62
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1032
Census Tract	43813

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5392 W TOPEKA DR, GLENDALE, AZ 85308-4958
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Apr 4, 2024	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 18, 2022	Grant Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Mar 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROSE LAW FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	202498986
Prior Transfer Date	Feb 27, 1996
Prior Transfer Doc	0000129729
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2024
Property Address	45625 BEAR ST, BANNING, CA 92220-9556
Document Number	0000098987
Map Reference	MB 14 PG 10&11
Instrument Date	Mar 19, 2024
Instrument	2024-0098987
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5392 W TOPEKA DR, GLENDALE, AZ 85308-4958

Mortgage

Document Number	0000098988
Date	Apr 4, 2024
Instrument	2024-0098988

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2024
Property Address	45625 BEAR ST, BANNING, CA 92220-9556
Document Number	0000098986
Map Reference	MB 14 PG 10&11
Instrument Date	Mar 8, 2024
Instrument	2024-0098986
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45625 BEAR ST, BANNING, CA 92220-9556

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 18, 2022
Property Address	45625 BEAR ST, BANNING, CA 92220-9556
Document Number	0000026778
Map Reference	MB 14 PG 10&11
Instrument Date	Dec 6, 2021
Instrument	2022-0026778
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45625 BEAR ST, BANNING, CA 92220-9556

Mortgage

Document Number	0000026779
Date	Jan 18, 2022
Instrument	2022-0026779

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45625 BEAR ST, BANNING, CA 92220-9556
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10241 RALPH RD, CHERRY VALLEY, CA 92223-4200

Mortgage

Document Number	0000195531
Date	Mar 29, 2021
Instrument	2021-0195531

Lender

Name	ROSE LAW FIRM
Type	Non-Lending Institution
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,663 (+2%) Land $82,400 Building $192,263
2025	$3,657.00 (+16.02%)	$269,279 (+2%) Land $80,785 Building $188,494
2023	$3,152.00 (+97.99%)	$224,400 Land $51,000 Building $173,400
2022	$1,592.00
2021			$193,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.9% of the US · above 99.4% of California
Wildfire Likelihood	7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Southern California Telephone Fixed Wireless	75 / 15

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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