Berrien County property record for 4562 Trails End Path, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,142 sqft · built 2012 |
| Lot Size | 0.699 acres (30,448 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,250 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2100-0025-00-1 |
| Primary APN | 17-2100-0025-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,142 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| Basement Area | 1,713 sqft |
| Unfinished Basement | 1,713 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 30,448 sqft (0.699 acres) |
| Lot Depth | 190 ft Depth |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4562 TRAILS END PATH |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 25 FOX RIDGE ESTATES |
| Legal Subdivision | FOX RIDGE ESTATES |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1800 |
4562 Trails End Path is owned and occupied by an individual who acquired it in February 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4562 TRAILS END PATH, SAINT JOSEPH, MI 49085-8680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 1, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2012 |
| Deed Sale | Feb 1, 2012 |
| Deed Book / Page | 2983 / 691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4562 TRAILS END PATH, SAINT JOSEPH, MI 49085-8680 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03253/1472 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 3253/1472 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4562 TRAILS END PATH, SAINT JOSEPH, MI 49085-8680 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4562 TRAILS END PATH, SAINT JOSEPH, MI 49085-8680 |
| Document Number | 03397/3035 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 3397/3035 |
| Instrument | 2023372132 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4562 Trails End Path was $8,250 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,000 | $820,000 | |
| 2025 | $8,250.00 | ||
| 2023 | $385,800 | $771,600 | |
| 2022 | $7,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4562 Trails End Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4562 Trails End Path is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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