4561 132nd Ave, Hamilton, MI 49419 Property Records

Allegan County property record for 4561 132nd Ave, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,548 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (Oct 2025)
Tax Bill	$3,156 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-008-017-30`

Property Details

APN / Parcel Number

Primary APN	`09-008-017-30`
Alternative APN	`03-09-008-017-30`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4561 132ND AVE
City	HAMILTON
State	MI
Zip	49419-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 330' OF E 660' OF S 660' SW 1/4 SW 1/4 SEC 8 T3N R14W (82)
Legal Range	14W
Legal Township	03N
Legal Section	08
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2039
Census Tract	30702

Owner

4561 132nd Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERANT BANK NA
Oct 6, 2025	Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Apr 17, 2023	Intrafamily Transfer, Transfer
Apr 17, 2023	Intrafamily Transfer, Transfer
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	May 9, 2025 · Amount on File
Deed Document Number	202516199
Deed Book / Page	5075 / 757
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	004849/410
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004299/607
Date	Nov 13, 2018
Book Page	4299/607

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2023

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 7, 2025
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	005075/757
Book / Page	5075 / 757
Instrument Date	Oct 7, 2025
Instrument	2025016199
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Mortgage

Document Number	0005075759
Date	Oct 7, 2025
Instrument	5075/759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 9, 2025
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	005031/951
Book / Page	5031 / 951
Instrument Date	May 5, 2025
Instrument	2025007224
Transaction Type	Transfer
Record Updated	May 23, 2025
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,878.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Mortgage

Document Number	005031/956
Date	May 9, 2025
Book Page	5031/956
Instrument	2025007225

Lender

Name	AMERANT BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 6, 2025
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	005075/122
Book / Page	5075 / 122
Instrument Date	May 5, 2025
Instrument	2025016085
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 17, 2023
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	004849/412
Book / Page	4849 / 412
Instrument Date	Apr 13, 2023
Instrument	2023005514
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 17, 2023
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	004849/410
Book / Page	4849 / 410
Instrument Date	Apr 13, 2023
Instrument	2023005513
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 3, 2022
Property Address	4561 132ND AVE, HAMILTON, MI 49419-9530
Document Number	004803/498
Book / Page	4803 / 498
Instrument Date	Sep 22, 2022
Instrument	2022019099
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4620 132ND AVE, HAMILTON, MI 49419-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4561 132ND AVE, HAMILTON, MI 49419-9530

Mortgage

Document Number	0004803137
Date	Oct 3, 2022
Instrument	4803-137

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4561 132nd Ave was $3,156 with a homeowner's exemption, up 4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,000 (+29.07%) Land $53,800 Building $160,200	$428,000 (+29.07%) Land $107,600 Building $320,400
2025	$3,156.00 (+4.02%) Homeowner's exemption	$165,800 Land $51,400 Building $114,400	$331,600 Land $102,800 Building $228,800
2024	$3,034.00
2023		$143,400 Land $39,400 Building $104,000	$286,800 Land $78,800 Building $208,000
2022	$2,557.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4561 132nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4561 132nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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