Cottonwood County property record for 45604 Co Rd 3, Windom, MN 56101
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 1959 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,244 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-016-0300 |
| Primary APN | 05-016-0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,969,600 sqft (160 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 252 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45604 COUNTY ROAD 3 |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E1/2 NW1/4; W1/2 NE1/4 160 |
| Legal Range | 36 |
| Legal Township | 106 |
| Legal Section | 16 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | DALE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 270300 |
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 45604 COUNTY ROAD 3, WINDOM, MN 56101-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Dale Township |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,244.00 Homeowner's exemption | $2,302,500 (-14.87%) Land $1,792,500 Building $510,000 | $2,302,500 (-14.87%) Land $1,792,500 Building $510,000 |
| 2025 | $6,244.00 (+17.63%) | ||
| 2023 | $5,308.00 | $2,704,800 Land $2,145,600 Building $559,200 | $2,704,800 Land $2,145,600 Building $559,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Red Rock Rural Water System serves 5,840 people · EPA ID MN1170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| MVTV Wireless Fixed Wireless | 50 / 10 |
| Federated Rural Electric Association Fixed Wireless | 40 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
5G (outdoors only) and 4G LTE
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