4560 Steele Rd, Versailles, KY 40383 Property Records

Woodford County property record for 4560 Steele Rd, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,160 sqft · built 1944
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$553 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APN08-0000-008-00

Property Details

APN / Parcel Number

Primary APN08-0000-008-00
Alternative APN
  • 31498

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialWood
Lot Area17,424 sqft (0.4 acres)
Garage TypeMixed
DrivewayDriveway
Parking Spaces1 Parking Space

Location & Zoning

Account Number31498
Street Address4560 STEELE RD
CityVERSAILLES
StateKY
Zip40383-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description1 STORY
Legal SubdivisionGLENNS CREEK ESTATES
Legal Lot Number3
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1047
Census Tract50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Clifton-McCraken Rural Historic District
listed 1999 · 277 contributing resources · NRIS 98000326

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4560 STEELE RD, VERSAILLES, KY 40383-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS COMMERCE NATIONAL BANK
Aug 30, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 9, 2016
Transfer Doc00D309/082
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address4560 STEELE RD, VERSAILLES, KY 40383-9730
Transaction TypeMortgage
Record UpdatedJun 4, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM866/202
DateMay 18, 2020
Book PageM866/202
Instrument89529
Lender
NameCITIZENS COMMERCE NATIONAL BANK
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2050
Interest
Rate TypeAdjustable Rate

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWOODFORD KY
Recording DateAug 30, 2018
Property Address4560 STEELE RD, VERSAILLES, KY 40383-9730
Document NumberD309/082
Book / PageD309 / 082
Map ReferenceMB 67 PG 431
Instrument DateAug 9, 2016
Instrument61178
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4560 STEELE RD, VERSAILLES, KY 40383-9730

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$553.00 (-50.09%) Homeowner's exemption$100,000 (-)$100,000 (-)
2023$1,108.00$100,000$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Nearby Flood Policies75 in force
Nearby Flood Claims119 (1978–2025)
Claims Outside the SFHA2 of 119
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 10 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
100 / 20

May also be available: All Points Broadband, T-Mobile.

Nearby Properties on Steele Rd

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