4560 Peninsula Point Dr, Seaside, CA 93955 Property Records

Monterey County property record for 4560 Peninsula Point Dr, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,465 sqft · built 2004
Lot Size	0.103 acres (4,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Sep 2026)
Tax Bill	$10,656 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-233-017-000`

Property Details

APN / Parcel Number

Primary APN	`031-233-017-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,465 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,505 sqft (0.103 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4560 PENINSULA POINT DR
City	SEASIDE
State	CA
Zip	93955-6544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASIDE HIGHLANDS VOL 22 C&T PAGE 33 TRACT #1396 LOT 17
Legal Subdivision	SEASIDE HIGHLANDS
Legal Tract	1396
Legal Block	1
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1042
Census Tract	14108

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · FHA Mortgage BARRETT FINANCIAL GROUP LLC
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE NOW INC
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	202633331
Prior Transfer Date	Jul 31, 2007
Prior Transfer Doc	0000065878
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 30, 2026
Property Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544
Document Number	0000033331
Instrument Date	Sep 23, 2026
Instrument	202633331
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544

Mortgage

Document Number	0000033332,
Date	Sep 30, 2026
Instrument	202633332

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544

Mortgage

Document Number	0000015994
Date	Mar 3, 2021
Instrument	2021015994

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Apr 1, 2029

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4560 PENINSULA POINT DR, SEASIDE, CA 93955-6544
Document Number	0000038025
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4560 PENINSULA POINT DR SEASIDE CA 939556544, SEASIDE, CA 93955-6544

Mortgage

Document Number	0000038025
Date	Sep 3, 2019
Instrument	38025

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 2, 2024

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,928 (+2%) Land $437,833 Building $515,095
2025	$10,656.00 (+9.05%)	$934,245 (+4.04%) Land $429,249 Building $504,996
2023	$9,772.00 (+1.41%)	$897,970 Land $412,582 Building $485,388
2022	$9,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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