4560 Oak St, Midland, NC 28107 Property Records

Cabarrus County property record for 4560 Oak St, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1920
Lot Size	0.937 acres (40,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Mar 2020)
Tax Bill	$1,112 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5554 21 5212`

Property Details

APN / Parcel Number

Primary APN	`5554 21 5212`
Alternative APNs	`10020 0026.000000` `136913`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,052 sqft
1st Floor Area	968 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	40,775 sqft (0.937 acres)
Lot Dimensions	175 ft deep x 233 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136913
Street Address	4560 OAK ST
City	MIDLAND
State	NC
Zip	28107-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OM
Legal Description	LTS 5-6 MIDLAND BLK D
Legal Subdivision	MIDLAND COMMERCIAL
Legal Block	D
Legal Lot Number	5-6
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1028
Census Tract	41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4560 OAK ST, MIDLAND, NC 28107-6803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Special Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Aug 5, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Book / Page	14071 / 228
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0006511100
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 20, 2020
Property Address	4560 OAK ST, MIDLAND, NC 28107-6803
Document Number	0014071228
Book / Page	14071 / 228
Map Reference	MB 1 PG 61
Instrument Date	Feb 7, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 COMMERCE AVE STE 16, 340, SOUTHERN PINES, NC 28387-7168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 OAK ST, MIDLAND, NC 28107-6803

Mortgage

Document Number	0014071231
Date	Mar 20, 2020
Instrument	14071/231

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 5, 2019
Property Address	4560 OAK ST, MIDLAND, NC 28107-6803
Document Number	13642188
Book / Page	013642 / 000188
Instrument Date	Jul 22, 2019
Instrument	19992
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$152.97
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4560 OAK ST MIDLAND NC 281076803, MIDLAND, NC 28107-6803

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,540 (-) Land $117,090 Building $49,450
2025		$166,540 (+43.8%) Land $117,090 Building $49,450
2024			$166,540 (+43.8%) Land $117,090 Building $49,450
2023	$1,112.00	$115,810 Land $66,910 Building $48,900	$115,810 Land $66,910 Building $48,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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