4560 Deer Run Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4560 Deer Run Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 1974
Lot Size	2.28 acres (99,709 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`98558`

Property Details

APN / Parcel Number

Primary APN	`98558`
Alternative APN	`312631355200010010`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,776 sqft Heated Area
Gross Area	3,436 sqft
1st Floor Area	1,216 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	99,709 sqft (2.28 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	606 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98558
Street Address	4560 DEER RUN RD
City	SAINT CLOUD
State	FL
Zip	34772-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR1
Legal Description	JAYNES SUB REPLAT PB 7 PG 135 LOT 1
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	3552
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	43205

Owner

Source: Osceola County records · APN 98558

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4560 DEER RUN RD, SAINT CLOUD, FL 34772-8054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Aug 28, 2023
Transfer Doc	0064642541
Record Updated	Jun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 28, 2023
Property Address	4560 DEER RUN RD, SAINT CLOUD, FL 34772-8054
Document Number	0064642541
Book / Page	6464 / 2541
Instrument Date	Aug 28, 2023
Instrument	2023112954
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4560 DEER RUN RD, SAINT CLOUD, FL 34772-8054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4570 DEER RUN RD, SAINT CLOUD, FL 34772-8054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (+10.66%) Homeowner's exemption Widower's exemption	$119,634 (+5.99%)	$317,700 (+14.08%) Land $148,800 Building $168,900
2023	$1,567.00 (+1.82%) Homeowner's exemption Widower's exemption	$112,877 (+3%)	$278,500 (+12.71%) Land $115,600 Building $162,900
2022	$1,539.00 Homeowner's exemption Widower's exemption	$109,590	$247,100 Land $103,000 Building $144,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 50 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.