Roanoke County property record for 4560 Cowman Rd, Roanoke, VA 24014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,575 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Jun 2017) |
| Tax Bill | $3,108 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089.01-04-15 |
| Primary APN | 089.01-04-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,575 sqft Finished Area |
| Gross Area | 2,935 sqft |
| 1st Floor Area | 2,575 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 720 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000041213 |
|---|---|
| Street Address | 4560 COWMAN RD |
| City | ROANOKE |
| State | VA |
| Zip | 24014-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 15 16 & 17 SEC 2 S J JONESSUB |
| Legal Subdivision | BLUE RIDGE II |
| Legal Lot Number | 15 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | VINTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31000 |
4560 Cowman Rd is owned and occupied by an individual who bought it in June 2017.
Source: Roanoke County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4560 COWMAN RD, ROANOKE, VA 24014-7218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST |
| Jun 16, 2017 | Grant Deed, Transfer · FHA Mortgage INTEGRITY HM MTG |
| Feb 16, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on File |
| Deed Sale | Jun 16, 2017 · Amount on File |
| Prior Sale | Feb 16, 2017 · Amount on File |
| Deed Document Number | 20176119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4560 COWMAN RD, ROANOKE, VA 24014-7218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4560 COWMAN RD, ROANOKE, VA 24014-7218 |
| Document Number | 0000007770 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202507770 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARTINSVILLE, VA 24112 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Jun 16, 2017 |
| Property Address | 4560 COWMAN RD, ROANOKE, VA 24014-7218 |
| Document Number | 0000006119 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 6119 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4560 COWMAN RD ROANOKE VA 240147218, ROANOKE, VA 24014-7218 |
| Document Number | 6120 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 6120 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Document Number | 6121, |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 6121 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROANOKE VA |
| Recording Date | Feb 16, 2017 |
| Property Address | 4560 COWMAN RD, ROANOKE, VA 24014-7218 |
| Document Number | 0000001611 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 1611 |
| Transaction Type | Foreclosure |
| Record Updated | May 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 4560 Cowman Rd was $3,108.
Source: Roanoke County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,108.00 | $301,800 Land $42,000 Building $259,800 | $301,800 Land $42,000 Building $259,800 |
| 2023 | $2,630.00 | $248,200 Land $35,000 Building $213,200 | $248,200 Land $35,000 Building $213,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4560 Cowman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4560 Cowman Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 75% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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