Harlan County property record for 4560 Cloverlick Rd, Cumberland, KY 40823
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 1996 |
| Owner | Individual Name on Record |
| Tax Bill | $449 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 208-00-00-005.00_2 |
| Primary APN | 208-00-00-005.00_2 |
|---|---|
| Alternative APN |
|
| Building Area | 1,568 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|
| Account Number | 14198 |
|---|---|
| Street Address | 4560 CLOVERLICK RD |
| City | CUMBERLAND |
| State | KY |
| Zip | 40823-8013 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1996 CLAYTON 28X56 MH |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 970200 |
Source: Harlan County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4560 CLOVERLICK RD, CUMBERLAND, KY 40823-8013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Harlan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Unified School District | Harlan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $449.00 (-0.44%) | $33,500 (-) Building $33,500 | $33,500 (-) Building $33,500 |
| 2023 | $451.00 | $33,500 Building $33,500 | $33,500 Building $33,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1984–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people · EPA ID KY0480092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Access Cable Fiber · Cable | 2,000 / 2,000 |
May also be available: Windstream.
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