4560 2nd St NW, Salem, OR 97304 Property Records

Polk County property record for 4560 2nd St NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1965
Lot Size	0.785 acres (34,176 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2021)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07425-D0-02901`

Property Details

APN / Parcel Number

Primary APN	`07425-D0-02901`
Alternative APN	`227386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,102 sqft
2nd Floor Area	608 sqft
Basement Area	484 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,176 sqft (0.785 acres)
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	154 sqft
Deck Area	476 sqft
Patio Area	728 sqft
Shed	1 Shed
Shed Area	180 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	227386
Street Address	4560 2ND ST NW
City	SALEM
State	OR
Zip	97304-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	NULL NULL BLOCK NULL
Legal Range	4W
Legal Township	07S
Legal Section	25
Legal Subdivision	NULL
Legal Block	4
Legal Lot Number	NULL
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4015
Census Tract	5301

Owner

4560 2nd St NW is owned and occupied by two individuals who bought it in October 2021.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4560 2ND ST NW, SALEM, OR 97304-3347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI USAA
Sep 15, 2017	Deed of Trust, Mortgage · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jan 28, 2014 · Amount on File
Deed Document Number	202115952
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0000000720
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 8, 2021
Property Address	4560 2ND ST NW, SALEM, OR 97304-3347
Document Number	0000015952
Instrument Date	Oct 7, 2021
Instrument	2021-015952
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4560 2ND ST NW, SALEM, OR 97304-3347

Mortgage

Document Number	0000015953
Date	Oct 8, 2021
Instrument	2021-015953

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	4560 2ND ST NW, SALEM, OR 97304-3347
Document Number	0000014500
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4560 2ND ST NW #SNW SALEM OR 973043347, SALEM, OR 97304-3347

Mortgage

Document Number	0000014500
Date	Dec 12, 2019
Instrument	14500

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	4560 2ND ST NW, SALEM, OR 97304-3347
Document Number	0000011376
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4560 2ND ST NW SALEM OR 973043347, SALEM, OR 97304-3347

Mortgage

Document Number	0000011376
Date	Sep 22, 2017
Instrument	11376

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4560 2nd St NW was $3,259, up 4.3% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,800 (+3%) Land $81,720 Building $208,080	$488,860 (+6.02%) Land $138,000 Building $350,860
2025	$3,259.00 (+4.29%)	$281,360 (+3%) Land $79,340 Building $202,020	$461,110 (-4.26%) Land $133,400 Building $327,710
2024	$3,125.00 (-11.12%)	$273,170 (+3%) Land $77,030 Building $196,140	$481,630 (-0.93%) Land $139,150 Building $342,480
2023	$3,516.00 (+13.93%)	$265,220 (+3%) Land $74,780 Building $190,440	$486,160 (+4.13%) Land $140,300 Building $345,860
2022	$3,086.00	$257,500 Land $72,600 Building $184,900	$466,880 Land $141,000 Building $325,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4560 2nd St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4560 2nd St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICKREALL WATER ASSOCIATION private · serves 1,650 people · EPA ID OR4100704
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb
Copper	1.36 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Nitrate not recorded as resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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