456 Walnut Ave, Elgin, IL 60123 Property Records

Kane County property record for 456 Walnut Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1909
Lot Size	0.117 acres (5,076 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (May 2025)
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-203-015`

Property Details

APN / Parcel Number

Primary APN	`06-23-203-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
Gross Area	2,834 sqft
Basement Area	1,102 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	5,076 sqft (0.117 acres)
Lot Width	44 ft Width
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	456 WALNUT AVE
City	ELGIN
State	IL
Zip	60123-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORDS 2ND ADD SOUTH 75 FT EX ELY 60 FT & EX WLY 45 FT LOT 2 BLK 6
Legal Subdivision	LORDS 2ND ADD
Legal Block	6
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851600

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2051 WRIGHT BLVD, BUFFALO GROVE, IL 60089-4648
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Mar 8, 2001 · Amount on Record
Deed Document Number	202517256
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000001036
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	456 WALNUT AVE, ELGIN, IL 60123-7550
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 WRIGHT BLVD, BUFFALO GROVE, IL 60089-4648

Mortgage

Document Number	0000051334
Date	Dec 29, 2025
Instrument	2025K051334

Lender

Name	EMPORIUM TPO LLC
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2018
Property Address	456 WALNUT AVE, ELGIN, IL 60123-7550
Document Number	0000001036
Instrument Date	Nov 3, 2017
Instrument	1036
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	456 WALNUT AVE ELGIN IL 601237550, ELGIN, IL 60123-7550

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,495.00 (+3.5%)	$72,033 (+8.57%) Land $11,227 Building $60,806	$216,185 (+8.57%) Land $33,694 Building $182,491
2024	$5,309.00 (+21.35%)	$66,347 (+31.48%) Land $10,341 Building $56,006	$199,121 (+31.54%) Land $31,035 Building $168,085
2022	$4,375.00 (+3.94%)	$50,460 (+6.96%) Land $8,518 Building $41,942	$151,380 (+6.96%) Land $25,554 Building $125,826
2021	$4,209.00	$47,177 Land $7,964 Building $39,213	$141,531 Land $23,892 Building $117,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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