456 W Kavanagh Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 456 W Kavanagh Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,121 sqft · built 1967
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2019)
Tax Bill	$5,228 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-485-040-000`

Property Details

APN / Parcel Number

Primary APN	`214-485-040-000`
Alternative APN	`214-485-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	214-485-04
Street Address	456 W KAVANAGH AVE
City	TRACY
State	CA
Zip	95376-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 891011 FR ORIG APN 211405048
Legal Subdivision	GRANT LINE PARK 01
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1000
Census Tract	5311

Owner

456 W Kavanagh Ave is owned and occupied by an individual who bought it in October 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 1, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Oct 16, 2019	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Deed Document Number	2019118154
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0000118155
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843

Mortgage

Document Number	0000091010
Date	May 25, 2021
Instrument	2021-091010

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456W W KAVANAGH AVE, TRACY, CA 95376-1843

Mortgage

Document Number	0000068745
Date	Jun 1, 2022
Instrument	2022-068745

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jun 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843

Mortgage

Document Number	0000083691
Date	Jul 8, 2022
Instrument	2022-083691

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843

Mortgage

Document Number	0000030364
Date	Apr 20, 2023
Instrument	2023-030364

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 16, 2019
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Document Number	0000118155
Instrument Date	Oct 11, 2019
Instrument	118155
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	456 W KAVANAGH AVE TRACY CA 953761843, TRACY, CA 95376-1843

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 16, 2019
Property Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843
Document Number	0000118154
Map Reference	VOL 16 PG 77
Instrument Date	Oct 2, 2019
Instrument	2019-118154
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 W KAVANAGH AVE, TRACY, CA 95376-1843

Mortgage

Document Number	0000118156
Date	Oct 16, 2019
Instrument	2019-118156

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000118157
Date	Oct 16, 2019
Instrument	2019-118157

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 456 W Kavanagh Ave was $5,228.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,228.00 (-0.04%)
2025	$5,230.00	$453,803 Land $131,235 Building $322,568
2023	$4,743.00 (+2.07%)	$436,184 Land $126,140 Building $310,044	$472,590
2022	$4,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 456 W Kavanagh Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 456 W Kavanagh Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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