456 Ridge Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 456 Ridge Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 3,049 sqft · built 2004
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Dec 2023)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-2N-4E-0725-0000-0280`

Property Details

APN / Parcel Number

Primary APN	`35-2N-4E-0725-0000-0280`
Alternative APN	`8790`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	3,049 sqft Living Area
1st Floor Area	2,281 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Board & Batten
Roof Type	Gable/Hip
Lot Area	278,784 sqft (6.4 acres)
Porch	Open Porch
Porch Area	1,559 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	456 RIDGE RD
City	MONTICELLO
State	FL
Zip	32344-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.40 ACRES LOT 28 CASA BIANCA RIDGE PHASE 1-LOT BEING PT IN SEC 2 & PT IN SEC 35 ---ORB 445 P 286
Legal Range	04E
Legal Township	02N
Legal Section	35
Legal Subdivision	CASA BIANCA RIDGE
Legal Phase	1
Legal Lot Number	28
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1017
Census Tract	250104

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	456 RIDGE RD, MONTICELLO, FL 32344-6175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Mar 13, 2000
Deed Document Number	202333003505
Deed Book / Page	847 / 88
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Dec 29, 2023
Property Address	456 RIDGE RD, MONTICELLO, FL 32344-6175
Document Number	0008470088
Book / Page	847 / 88
Map Reference	MB B PG 66
Instrument Date	Dec 22, 2023
Instrument	202333003505
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 RIDGE RD, MONTICELLO, FL 32344-6175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 RIDGE RD, MONTICELLO, FL 32344-6175

Mortgage

Document Number	202333003506
Date	Dec 29, 2023
Instrument	202333003506

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 Senior Citizen's exemption	$273,271 (-29.88%)	$387,141 (-0.66%) Land $67,200 Building $319,941
2024	$3,376.00 (+0.27%)	$389,725 (+50.65%) Land $64,000 Building $325,725	$389,725 (+5.74%) Land $64,000 Building $325,725
2023	$3,367.00 (-9.9%) Homeowner's exemption	$258,693 (+2.97%)	$368,552 (-5.93%) Land $7,939 Building $360,613
2022	$3,737.00 Homeowner's exemption	$251,235	$391,786 Land $6,874 Building $384,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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